can i open a barcley card account in my name then transfer my husbands balance

cornishchick

I keep getting sent a barcleys card offer, with 0% balance transfer ect, and I wondered, can i take them up on this offer and then transfer the balance on my husbands barcley card over to mine?

that way I can cut out the intrest on his card.?


we are seeing an adviser for natwest next week to see about transfering to their 0% but i just wondered, as Barcleys is coming up as the best balance transfer offer currently.?

withabix

...and then the debt will be in YOUR name.

You can't usually transfer from a Barclaycard to a Barclaycard.

Try phoning them and asking.

You will probably need to use a different bank.

stephane_2

You cannot balance transfer between 2 Barclaycards......

thenudeone

... but if you have another credit card, you could transfer the balance there first, then back to our barclaycard account.

There will be two sets of fees and a bit of interest, but it might still be worth it.

jonesMUFCforever

thenudeone wrote: »

... but if you have another credit card, you could transfer the balance there first, then back to our barclaycard account.

There will be two sets of fees and a bit of interest, but it might still be worth it.

As I read it OP does not currently have a Barclaycard merely getting offers to apply.
So if her credit rating merits applying for a new card it would be better if she got a card other than Barclaycard.

As others have posted she needs to know that his debt becomes hers and she is solely responsible for repayment.