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I do not believe my luck sometimes...
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clarab_3
Posts: 691 Forumite
just called my mortgage company to confirm a few details surroundng my default last year (I know - the very worst kind of default can thnk of and I let it happen to me 
)
Lovely lovely lady on the other end of the phone, without me even having to ask pipes up "we'd lke to remove the default as a sign of goodwill" ( did pay it up immediately when realised I had it - it was money i had not known I owed)
*puff* £78k worth of default - gone!
it is a gooooood goooooood day. I should be able to get that hideous 14.9% cahoot loan onto a better rate now
)Lovely lovely lady on the other end of the phone, without me even having to ask pipes up "we'd lke to remove the default as a sign of goodwill" ( did pay it up immediately when realised I had it - it was money i had not known I owed)
*puff* £78k worth of default - gone!
it is a gooooood goooooood day. I should be able to get that hideous 14.9% cahoot loan onto a better rate now
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well done clara thats fab!Isn't the knowledge that comes from experience more valuable than the knowledge that doesn't?0
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that is great news. well done.
it is nice to know that there are some nice people out there.june debt totals:
Citifinancial £11700
Morgan Stanley £860
Capital one Mastercard CLOSED
Capital one visa £1676.3
Halifax £6650
Barclaycard CLOSED
Abbey £1756.85
Dad £6625
Mbna £2282.20
Total £31550.35
£1000 in 2mths challenge £228.190 -
i thnk its taught me if anything that if you dont ask you dont get - get out there and ask folks!
Gong to give it a month to filter down to credit agencies and go to my bank see if i cant get that loan on a better rate.0 -
That's brilliant! Makes a change a bank doing something nice!! lol!Total 'Failed Business' Debt £29,043
Que sera, sera.
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that's great news!Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Oh what a lovely occurance! I think I'd send flowers to the lady on the phone! :rotfl: :j
Catt xx0 -
:T:T
id wait a few days till your CR is updated before applying- but cant harm to look on moneysupermaket
incidentally, my OH had a cahoot loan and managed to shift most of it onto a virgin 0% cc and a bit on barclaycard also at 0%:beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
Theres no dollar sign on piece of mind
This Ive come to know...
So if you agree have a drink with me, raise your glasses for a toast :beer:0 -
Perhaps today would be a good day to do a lucky dip on the lottery!Donedoingdebt Lightbulb moment January 2000. Debt at highest approx £102,000. Debt now (October 2009 - absolutely fork all!!!):beer:
CSA case closed on 02/09/10 :beer::beer:0 -
just called my mortgage company to confirm a few details surroundng my default last year (I know - the very worst kind of default can thnk of and I let it happen to me )
Lovely lovely lady on the other end of the phone, without me even having to ask pipes up "we'd lke to remove the default as a sign of goodwill" ( did pay it up immediately when realised I had it - it was money i had not known I owed)
*puff* £78k worth of default - gone!
it is a gooooood goooooood day. I should be able to get that hideous 14.9% cahoot loan onto a better rate now
Superb news clara. Good-oh!This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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