Section 75 claim help

Wywth

Alpine_Star wrote: »

The MOJ banned Lifestyle Claims from taking up-front fees in September.

Presumably because they became aware they were about to go belly up 4 weeks later :cool:

http://www.thisismoney.co.uk/money/experts/article-2223989/TONY-HETHERINGTON-Fees--claims-firm-goes-bust.html

Alpine_Star

Wywth wrote: »

Presumably because they became aware they were about to go belly up 4 weeks later :cool:

http://www.thisismoney.co.uk/money/experts/article-2223989/TONY-HETHERINGTON-Fees--claims-firm-goes-bust.html

It was the other way round. Up-front fees were their business model.

Alpine_Star

Wywth wrote: »

What does the administration fees cover, exactly?

Nothing - it was a scam.

magpiecottage

Alpine_Star wrote: »

The OP should go to the FOS to complain about Barclaycard not honouring the sec 75 claim.

He needs to go through Barclays' own complaint procedure first.

Wywth

Alpine_Star wrote: »

Nothing - it was a scam.

So if that is what the OP paid for and was provided with, then I don't see any reason for a refund, sorry.

Wywth

Alpine_Star wrote: »

It was the other way round. Up-front fees were their business model.

Any evidence of that please?

Because they appear to have traded successfully for a good 4 years prior to this.

Alpine_Star

Wywth wrote: »

So if that is what the OP paid for and was provided with, then I don't see any reason for a refund, sorry.

What you think is irrelevant.

''You are legally entitled to get your money back if......the company you bought the product or service from breaks their contract with you (for example they go out of business) or the company you bought the product or service from don’t deliver what they have promised.''

http://www.theukcardsassociation.org.uk/wm_documents/creditcard_yourights_a_consumer_guide(1)(1).pdf

Is that clear enough for you?

Alpine_Star

Wywth wrote: »

Any evidence of that please?

Yes plenty thanks.