Spark Energy & Bankruptcy

JCS1

Wywth wrote: »

No, not without the OR's knowledge and permission
http://bankruptcy.org.uk/archives/item/5063-can-i-get-credit-whilst-bankrupt

That link is not correct (pretty bad that the website can be so wrong!). As stated above, £500 without informing the creditor, above £500 as long as you state it.

Have had a quick look at that website, there are a few things about bankruptcy that they are not correct on - I used to work for Official Receiver's.

Government/Official Receiver's website with the correct details here:

http://www.bis.gov.uk/insolvency/personal-insolvency/bankruptcy-what-is-bankruptcy/how-will-bankruptcy-affect-me#can-i-get-credit

Wywth

sovilla wrote: »

Can a landlord object to having a pre payment meter installed? Because \i doubt my landlord would want that.

No, not really, but remember you have to return the property at the end of the TA in the same condition as it was originally let (fair wear & tear excepted) ... and if it isn't expect any reasonablke cost to be billed to you.

Remember there is a security deposit.

Does your LL know you are bankrupt? If not, the type of metering may be the least of your worries.

I suggest you contact the board guide and get this thread moved over to the bankruptcy board.

Wywth

JCS1 wrote: »

That link is not correct (pretty bad that the website can be so wrong!). As stated above, £500 without informing the creditor, above £500 as long as you state it.

Have had a quick look at that website, there are a few things about bankruptcy that they are not correct on - I used to work for Official Receiver's.

Government/Official Receiver's website with the correct details here:

http://www.bis.gov.uk/insolvency/personal-insolvency/bankruptcy-what-is-bankruptcy/how-will-bankruptcy-affect-me#can-i-get-credit

Whatever the finer details, as Cardew mentions, a utility credit meter essentially offers an unlimited credit ... certainly more than £500 anyway

I don't know of any energy supplier that won't be knocking on the door with a PPM as soon as they become aware the account holder is bankrupt.

sovilla

Wywth wrote: »

No, not really, but remember you have to return the property at the end of the TA in the same condition as it was originally let (fair wear & tear excepted) ... and if it isn't expect any reasonablke cost to be billed to you.

Remember there is a security deposit.

Does your LL know you are bankrupt? If not, the type of metering may be the least of your worries.

I suggest you contact the board guide and get this thread moved over to the bankruptcy board.

Nope landlord doesn't know. Worried about telling them in case they throw us out, we have 5 kids and would have nowhere to go. Do they have to be told?

macman

They can't 'throw you out' anyway. They can only start proceedings to evict you if you are in breach of your tenancy agreement, or if it has expired.
If you are paying your rent, why would they want to, if you are otherwise good tenants?
What does your STA say about metering arrangements?

Atidi

sovilla wrote: »

Nope landlord doesn't know. Worried about telling them in case they throw us out, we have 5 kids and would have nowhere to go. Do they have to be told?

He doesn't have to be informed, but it would probably be better coming from you than him getting wind of it from the grapevine (or the OR or London Gazette )

http://bankruptcy.org.uk/archives/item/20054-will-i-get-evicted-if-i-go-bankrupt?

spiro

The energy companies cottoned on years ago to people swapping accounts between two partners, lots now require proof you have moved in i.e. tenancy agreement especially if there is debt on the existing account.

chanz4

spiro wrote: »

The energy companies cottoned on years ago to people swapping accounts between two partners, lots now require proof you have moved in i.e. tenancy agreement especially if there is debt on the existing account.

Some still allow it though