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SF's road to mortgage freedom!

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  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Another couple of busy days done :)

    At the weekend, I sorted out our car insurance. We'd had a renewal quote for £439 for our little car :eek: :eek: so we researched online and managed to get it for £253 :j :j which is much better! I'm pleased with that as I think we'll still manage to come under budget this month if we're extra careful, even with this additional payment :)

    I tried to make naan breads for the first time this evening, to have with our leftover curry. However, they turned out much more like pitta breads! Not sure how? But DH still managed to eat 4 :D they didn't taste too bad, just nothing like the texture of a naan bread. Strange!

    However, because I attempted to make them instead of buying them, today has been another NSD :D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • edinburgher
    edinburgher Posts: 13,915 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Great work on the quote - will you be able to OP the difference? I tend to budget pessimistically, based on the cost from the previous year. The upside is a nice place to be :D
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I think it'll go into savings for America :) but yes, it's good! Only took me about 15 minutes too, so didn't take too long :) Love it when that happens!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • edinburgher
    edinburgher Posts: 13,915 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Our (first) time took nearly 3 hours :rotfl:

    It was worth it though, £3k down to £650.
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Our (first) time took nearly 3 hours :rotfl:

    It was worth it though, £3k down to £650.
    Wow! :eek: what car do you have? Ours is only small :D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • edinburgher
    edinburgher Posts: 13,915 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hehe - it's a wee Suzuki - apparently comparison websites sort by most expensive first to make you feel like you're getting a bargain :)
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Fair enough point :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Well Done on the quick savings there SF :T I'd forgotten about your America trip - have you booked it ? :)

    I do the same as edinburgher in that i guesstimate around the previous figure and err on the high side and its nice to make the saving on this figure :)

    Good to hear you're making new breads too SF - that was one of your targets wasnt it? They must have been nice even if they weren't how you thought they'd be :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well Done on the quick savings there SF :T I'd forgotten about your America trip - have you booked it ? :)
    We have! We've booked and paid the deposit, so just need to save the rest :) we've got about half saved already, so we're doing well!

    Good to hear you're making new breads too SF - that was one of your targets wasnt it? They must have been nice even if they weren't how you thought they'd be :)
    It was! I'm going to try and flavoured loaf next I think :) maybe...!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I feel :(:(:( today. Overnight I have developed the most awful cold, accompanied by a hacking cough and my body is very ache-y and shivery. Today has been long.

    It's been a NSD, and I'm off to bed.

    :(:(:(
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
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