We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

The 'extra payment every week' challenge 2013

24567…43

Comments

  • Dee-Dee
    Dee-Dee Posts: 268 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I'm aiming to pay off an additional £2,000 this year. It's an ambitious target at the moment but I have a loan finishing early this year which is £200 a month so am planning to pay that off a bill each month.

    I've made one payment so far of £6.68, not a huge amount but it's a start :)
  • Betty_Crumble
    Betty_Crumble Posts: 609 Forumite
    Ooh ive got a cheque to cash for £4.77, i'll put that in tomorrow, can't wait til it clears. I'm on a mission lol
    Littlewoods £10 Very BNPL £234.42
    My total debt is [STRIKE]£7242.32[/STRIKE]£244.42
    Extra payment a week: This week: £
    Total to date: £1279.29 not incl this week
    #33 NOvember challenge
  • FlacosFloozie
    FlacosFloozie Posts: 830 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I'm signing up for 2013. Hoping to pay an extra £1000 off the credit cards :)
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
  • itsa
    itsa Posts: 49 Forumite
    Redeemed £10.50 from a survey site back to an account with an overdraft, so that's my extra payment for this week :)
    Positive steps every day:j
  • Naomim
    Naomim Posts: 3,242 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi All :hello:

    The wanderer has returned :o I got lost over the last couple of months and completely took my eye off it all.

    Anyhoo, I'm back and ready to rock n roll. I'm not setting any goals or targets as I'm really planning on spending less this year so that will mean having less "cash" to stash as it were.

    Good luck & :money: New Year!

    Naomi x
    Credit Cards NOV 2019 £33,220.42 Sept 2025 £16,515.00 Here's my diary: A Ditherer's Diary Again
  • Penny2myName
    Penny2myName Posts: 1,605 Forumite
    Part of the Furniture Combo Breaker
    I will be alternating my extra payments between my four main debts (O/Ds not included)
    Starting with £100 on CC next week
    19th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..
  • julie2710
    julie2710 Posts: 1,381 Forumite
    Well I'm back and just made another payment on my MBNA Card. I checked my bank account this morning and £10.47 from Topcashback had gone in. For a minute I toyed with the idea if holding on to it until next week but then I thought if I pay it off now I will have to find another payment next week. So it's done! :D
    MBNA [STRIKE]£2,029[/STRIKE] £1,145 Virgin [STRIKE]£8,712[/STRIKE] £7,957 Sainsbury [STRIKE]£6,870[/STRIKE] £5,575 M&S [STRIKE]£10,016[/STRIKE] £9,690 Barclaycard [STRIKE]£11,951[/STRIKE] £11,628 CTC [STRIKE]£7,629[/STRIKE] £6,789 Mortgage £[STRIKE]182,828[/STRIKE] £171,670
    LBM Dec12 excl mort 47,207/42,784 Dec13
    Excl mortg and CTC 39,578/35,995 Dec13
    Incl mortg 230,035/214,454 Dec13
    Extra payment a week:this week £0 / YTD£1,457.55
  • FlacosFloozie
    FlacosFloozie Posts: 830 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Okay, getting the ball rolling with £15 this week. Money was left in our bills account as we (somehow) managed to underspend in December.
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
  • Naomim
    Naomim Posts: 3,242 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Morning,

    My plan is to do a purse sweep every Friday morning. DH & I have a weekly budget for personal spends so it will come from my budget.

    Today's sweep is £2.15 to go in my pot.

    Naomi x
    Credit Cards NOV 2019 £33,220.42 Sept 2025 £16,515.00 Here's my diary: A Ditherer's Diary Again
  • purplegrape
    purplegrape Posts: 207 Forumite
    Hi all, and a very happy 2013!

    £3.20 for me. Still tackling the credit cards, one (sorely missed) latte at a time.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture