Returns this year

joerugby

Equities: Overall return 12.4% comprising net dividend yield of 4.8% and capital growth of 7.6%

Cash: Net interest received was 4.4%, no growth or losses

I'm OK with that

gadgetmind

I'd love to play, but I tend to track March to March and also have fresh cash going into most pots to make things more difficult.

Let's just say that my decision to be heavy on equities (particularly small/mid cap and EM) worked well as did my fondness for unloved financial bonds/prefs.

Linton

High yield shares: 17.5%
Higher risk growth funds: 13%
Pensions: 7% (various, including WP funds and close to retirement lifestyle funds)

gadgetmind

Ah, actually I can play as I started a new SIPP in mid Jan 2012.

I'm using mainly Vanguard trackers in this SIPP with a global theme but with modest tilts towards EM, Pacific, small/mid caps and UK equity income. I've then added 10% of mainly corporate bonds and 15% property/infrastructure.

I then have 5-6% as "themes" and this is currently Templeton Emerging, RIT, Scottish Oriental Smaller Companies and some IP Global Financial Capital, but I have also dipped briefly into some REITs and European ITs and seen 20-30% profits on these from medium term value plays.

I currently have 6.5% sat in cash earning ziltch but have started to dribble this into a smattering of AIM companies I've been watching for a while.

Overall, since mid Jan (so missing the 2011/12 "Santa rally") I'm up 9.79%. Given the multi-asset nature of this portfolio, and my 25% allocation to bonds and property/infrastructure, I'm pretty happy with this.

Reaper

A mixed bag from me. The majority have done well but the average has been dragged down by some riskier punts that have crashed in price, such as some gold mining tiddlers.

Ignoring tax relief my SIPP did the worst, only a couple of percent up on the year.

My non-ISA portfolio did the best consisting almost entirely of preference shares. As you know I have banged on about these in the past and they have returned over 17% in dividends and price growth. They would have done even better if I hadn't added some gold to the portfolio as a hedge which fell and pulled the figures down. I remain a bit nervous about fixed income investments but it is hard to consider parting with them when they have done me so well and pay a 7-13% yield.

gadgetmind

Our non-ISA portfolio of high yield blue chips and prefs has also done very well but this is mainly because we bought at good prices during mid to late 2011.

We're looking at > 25% on our prefs even ignoring the *very* healthy dividends.