Any other home buyers in NI?

saverbuyer

motorguy wrote: »

So, living in a stop gap rented semi in waringstown, and any money you have in the bank you darent touch as you need it for a deposit for when you finally buy a house

Yeah living the dream!

:T

Could be worse. Could still be living with his/her parents.

Isn't that right Paul.

motorguy

saverbuyer wrote: »

Could be worse. Could still be living with his/her parents.

Isn't that right Paul.

Could well be. I have never experienced that to comment.

saverbuyer

motorguy wrote: »

Could well be. I have never experienced that to comment.

You've never lived with your parents?


Interesting childhood.


Or worse, god forbid, you would have to live with the in-laws. Can youimagine that Paul? Think of the horror. :eek:

motorguy

saverbuyer wrote: »

Or worse, god forbid, you would have to live with the in-laws. Can youimagine that Paul? Think of the horror. :eek:

As I've explained before - and I know you dont like the truth get in the way of a good story - when we built the house we built a self contained granny flat. Nothing fancy, 1100sq ft, its own entrance, entrance hall, back door, lounge, bedroom, bathroom, kitchen / dining area, sunroom, underfloor heating like the main house, each room individually zoned, etc etc. Its actually even rated separately and we get a seperate rates bill for it. The only "shared" area is that they use one of the garages to the rear of the house for their car.

As i said relative to the main house, its a small addendum.

Hope that clarifies that for you. Again.

motorguy

saverbuyer wrote: »

You've never lived with your parents?

Your reference was to "still living with your parents".

As an adult, i dont "still" live with my parents, so quite correctly, i havent experienced that.

Whats it like?

someadvicereq

Quick (vague question) - There is a house on the market priced at £280k. It was priced at this Jan 2013. It's RV is £225k.

I feel it is very overpriced and the price hasn't dropped in the last year, so I don't know if the sellers are not keen to sell, or can't sell below a certain price.

Anyway - does anyone know what % the house prices have dropped (on average) in the last year? I know they may have increased slightly in the last few weeks/months but over the past year it would still be a fall.

Anyone care to comment.

Also is there anyway to tell when a house was built? I don't see anything on the LPS website.

saverbuyer

motorguy wrote: »

As I've explained before - and I know you dont like the truth get in the way of a good story - when we built the house we built a self contained granny flat. Nothing fancy, 1100sq ft, its own entrance, entrance hall, back door, lounge, bedroom, bathroom, kitchen / dining area, sunroom, underfloor heating like the main house, each room individually zoned, etc etc. Its actually even rated separately and we get a seperate rates bill for it. The only "shared" area is that they use one of the garages to the rear of the house for their car.

As i said relative to the main house, its a small addendum.

Hope that clarifies that for you. Again.

Again? Are you hallucinating Paul? Sorry I’veoffended you. I didn’t realise you lived under the same roof as the in-laws.



Maybe there’s something to be said aboutmultigenerational living. Three generations sharing the costs, clubbingtogether to buy something you couldn't afford separately. It seems to work inmost third world countries so good for you, it’s very quaint.

saverbuyer

motorguy wrote: »

Your reference was to "still living with your parents".

As an adult, i dont "still" live with my parents, so quite correctly, i havent experienced that.

Whats it like?

I quite enjoyed it at the time, as I say, beats living with the in-laws. Mine's has quite a temper. There's a bit of it in the OH, truth be told. I'm thankful they live 60 miles away. Heaven forbid they lived in the garden... :eek:

marathonic

someadvicereq wrote: »

Anyway - does anyone know what % the house prices have dropped (on average) in the last year? I know they may have increased slightly in the last few weeks/months but over the past year it would still be a fall.

No, from 1st January 2013 to 31st December 2013, property prices rose by 4% according to the NIRPPI report (the most accurate report there is).

We don't have figures for 2014 to date but I'm guessing that prices are "flat-to-slightly-higher".

In my opinion, unless a seller in a real panic to sell due to having found another house or something, most aren't going to bother dropping prices with the media reporting positive movement in prices.

motorguy

saverbuyer wrote: »

Again? Are you hallucinating Paul? Sorry I’veoffended you. I didn’t realise you lived under the same roof as the in-laws.

No you didnt offend me - you're just some random on a forum so i'm hardly likely to care enough about what you say or think to be offended.

And i dont live under the same roof - its an "addendum" to the main house.

saverbuyer wrote: »

Maybe there’s something to be said aboutmultigenerational living. Three generations sharing the costs, clubbingtogether to buy something you couldn't afford separately. It seems to work inmost third world countries so good for you, it’s very quaint.

Nice try - its our house, my wife and my names are the only ones on the deeds.

Its actually very popular on large houses - clearly you wouldnt have come across it within the price ceiling you have to work within though.

I am sure they will enjoy their retirement years for many many years to come however your situation has given me a great idea - whenever they move on to "greater things" as it were, we could maybe rent their house out to people who well, you know, aspire to owning their own home one day, but are still saving for a deposit?

I guess it might considered to be the Christian thing to do - helping people less well off and all that.