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This time tomorrow ...

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Sunshine22_2
Sunshine22_2 Posts: 169 Forumite
Debt-free and Proud!
in Debt-free wannabe
So, this is it. My final loan payment will leave my bank in just over 12 hours and that will be it, I will be officially debt free.

And, with my hand on heart, I can officially say I wouldn't have done it without the support, kicks up the bum and brilliant ideas and inspiration from all the DFWers here!

So thank you one and all, you are all amazing and I will be lurking around to see how you get on.

S x

PS - Please don't make me go to the savers board, they just aren't as nice :rotfl:
I have enough money for the rest of my life... as long as I never have to pay for anything again!


Debt at LBM (2011) £7750. DFD 01/01/2013
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Comments

  • fantastiyk
    fantastiyk Posts: 324 Forumite
    Well done Sunshine :beer:

    What a fantastic way to start the New Year :T
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Tenth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    Just stick around here - When I am debt free in 2014 I will be lurking on here everyone is so nice.

    I am sure they wont mind us kinda turning this into a DFW has turned into a SWB (Saver WannaBee) board LOL

    Dxxx
  • jaxsmar
    jaxsmar Posts: 518 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    This time tomorrow ....

    Well done
    Penny wise pound foolish. 366 days 1p challenge 2020/21/22/23 completed.
    No.13 1p a day challenge 2024
    No. 24 52 week savings challenge completed August 24
    No.16 1p a day savings challenge.
  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Congratulations and very well done :T

    There couldn't be a better time of the year to become debt free and go into a New Year with a whole fresh start :j

    Stories like yours keep us all inspired and on track :D
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Congratulations - this time next year we should be in a better financial position than we are now and I can't wait (although I know I shouldn't be wishing time away).

    What a fab start to 2013 for you x
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • heartbreak_star
    heartbreak_star Posts: 8,286 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Rampant Recycler
    edited 31 December 2012 at 4:16PM
    Yay!! Well done you!

    Stick around on here and encourage/mentor those of us still on the journey :)

    HBS x
    "I believe in ordinary acts of bravery, in the courage that drives one person to stand up for another."

    "It's easy to know what you're against, quite another to know what you're for."

    #Bremainer
  • Determined_diva
    Determined_diva Posts: 661 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    Massive congratulations! I'm so happy for you xx
    Started again 25th December 2017
    Current tracking - £7,955.84/ £18,282.25 to pay off. (31.12.19)
  • SOT2011
    SOT2011 Posts: 301 Forumite
    Congratulations!

    There are a fair few of us newly(ish) debt free but still needing to keep a close eye on the pennies who stick around this forum.

    A lot of the challenges remain the same for most of us even when the debt is cleared, keeping to a tight budget, but this time trying to avoid going back into debt rather than clearing it. The savers board is, in my experience at least, for a group with much more disposable/saveable income than I have even though I have no debt payments (other than mortgage) to make these days.

    SOT x
    Debt Free since Nov 11 (ish) (except the £118000 mortgage :o) as at Jan 2013 but still hanging around DFW as I need to Stay On Track.

    "My dad used to say, 'You wouldn't worry so much about what people thought about you if you knew how seldom they did'." Phil McGraw
  • Tiglath
    Tiglath Posts: 3,816 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Debt-free and Proud!
    Very well done - looking forward to my DFD (eventually) as well :)
    "Save £12k in 2019" #120 - £100,699.57/£100,000
  • nearlyrich
    nearlyrich Posts: 13,698 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Hung up my suit!
    Great news Happy New Year
    Free impartial debt advice from: National Debtline or Stepchange[/CENTER]
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