Dmp

shinner

Hi step changes recommend a DMP has anyone had dealings with Barclaycard, Barclays and virgin what are the chances of them freezing interest.

beth3735

Virgin were fantastic with CCCS ( stepchange) My barclay card never stopped interest, only dropped interest from 29.9% down to 12.9% Pain really as its taking me ages to get rid of them!

Barclay took over my Goldfish and Egg account, but as Goldfish and Egg previously stopped the interest, they couldn't start adding it back again.

shinner

I had a funny feeling they wouldn't be helpful and as i unfortunately have 3 Barclaycards due LV and EGG been taken over im going to have fun!

Deep_In_Debt

Barclaycard were a nightmare with me! They even sent a doorstep collector who swiftly got told to sling his hook.

They eventually froze interest for about 6 months and then started charging it again albeit at a low rate and still are charging it 5 years on despite repeated requests asking them to stop. They've been a nightmare from the start tbh.

Good luck with it all.

HappyMJ

Interesting comments so far. My partner's interest on debt at Barclays was frozen even though CCCS said they were the worst to deal with.

debtdawg

Barclaycard are still charging us, though I was sure they said they'd stop. Need to check the paperwork!

e4rub

Barclaycard are sill charging us interest. They lowered it for a while but seem to keep increasing it every few months :mad::mad::mad:

Emily x

beth3735

e4rub, they are increasing my 'goodwill' interest rate, It did start at 5.9%, went upto 10.9% and last month has gone to 12.9% I phoned them up and asked them for whether they would be willing to freeze interest as i only have a Max of 10 months left, he said no, its already on a good rate and i should be greatful its not on the 29.9% they would be charging me Its annoying isn't it that they are upping the interest rates, when all you want is a little bit of help!

lizzy23

My barclaycard is frozen, they were actually the first to freeze interest, i don't know whether it makes any difference but this was an ex egg card

beth3735

My Egg instantly froze interest but they did this before being taken over, Barclay couldn't change te T&C's then which was lucky

catandy

barclaycard have been the first to freeze interest and have given me a 4 month period before we review the situation again. just want all the others to do the same now