Which Bank Account?

Sam1111_2

Hello,

I am looking to switch my current account from Halifax as I find them to be really poor and unhelpful.

Just wondering if anyone has any suggestions as to which account is best, I will always be in credit so and overdraft is not neccesary.

I looked at Lloyds TSB for their vantage account which has a great interest rate but then noticed it is part of the same group as Halifax so I dont think I should use them? Another one I was looking at was NatWest, does anyone have any experience with them and if so how were they?

Thanks for any help I appreciate it.

stclair

Sam1111 wrote: »

Hello,

I am looking to switch my current account from Halifax as I find them to be really poor and unhelpful.

Just wondering if anyone has any suggestions as to which account is best, I will always be in credit so and overdraft is not neccesary.

I looked at Lloyds TSB for their vantage account which has a great interest rate but then noticed it is part of the same group as Halifax so I dont think I should use them? Another one I was looking at was NatWest, does anyone have any experience with them and if so how were they?

Thanks for any help I appreciate it.

Dont bank with Natwest unless you want to spend the rest of your life on valium.

On a serious note First Direct they may be an option they have really good customer service.

innovate

Have you read the article on the main site? http://www.moneysavingexpert.com/banking/compare-best-bank-accounts

I couldn't think of any reason why you shouldn't go to Lloyds - don't think they share a CS with Halifax but their online systems are 100% the same.

NatWest wouldn't be very high on my list because they'll never pay you any interest on your current account and they have very few if any good offers in terms of savings accounts. I would place Lloyds, Santander and Nationwide way above them in terms of value for money, and perhaps even First Direct. I have accounts with all of them and would say that overall, they are all much of a muchness when it comes to CS. All of them have good and bad sides / days / people.

YorkshireBoy

Sam1111 wrote: »

I am looking to switch my current account from Halifax as I find them to be really poor and unhelpful.

In what way, specifically?