van insurance cancellation charge?

paddedjohn

spacey2012 wrote: »

I would worry more about not having any insurance if your pulled.
Documents can not be served by e.mail, you should have used a recorded postal service.
I would find some insurance quickly and send them a deadlock letter and ramp it up to a FSA claim.
Make it very clear your patience has expired and that is the next step.

Rubbish, the insurance companies themselves send you your policy via email which can be printed off and used to obtain tax.

forgotmyname

I wouldnt trust email for important documents. Without chasing up to make sure they got them.
The issue is if you dont pay this and sort it out and get that cancellation removed.

You will have to declare having had insurance cancelled. Possibly forever.
The £175 fee will feel like pocket change when you see the increased premiums because of this.

If you fail to declare it your new policy wont be valid either. And they could cancel the policy. Leaving you almost uninsurable.

Debt collectors calling/writing daily to ask for payment wont help your situation.

spacey2012

paddedjohn wrote: »

Rubbish, the insurance companies themselves send you your policy via email which can be printed off and used to obtain tax.

That is completely different, you are simply printing a copy for the purpose of obtaining a VEL.
Once you enter a legal situation, as a notice to cancel insurance is, they will send it via the post which in court is regarded as served legal notice.
If you have any sense at all, you send any notice to them back the other way by the same method, post only, and make damned sure you can prove it arrived.
Confusion of the two situations has caused many a downfall.

Quentin

choptop80 wrote: »

..... as for not being insured, i havent used my van for over a month as i have been on leave, i go back to work next week though so i am just going to have to get insured again by another company...

Don't just capitulate over this.

If you try and buy a new policy you will have problems as you must disclose you have had a policy cancelled which will mean most off the peg companies won't want to know. You will need a specialist company who deal with "problem" clients and will be expensive!

Worth even grovelling to your insurer to get the policy reinstated rather than the hassle of a cancelled policy you must disclose for ever.

chanz4

was this autonet by any chance?

sithemadmonkey

jonesMUFCforever wrote: »

But surely it is the insurance company that you are insured with not the broker - something is not right here.

The Insurer underwrites the policy, but it is arranged and administered by the broker. The insurance company has nothing to do with the administration of the policy, all they are responsible for is paying out if a valid claim is made.

choptop80

chanz4 wrote: »

was this autonet by any chance?

no, it was with moorhouse.