📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Shiny New Year, Shiny New Start. The January NSD Challenge

19394969899193

Comments

  • beanielou
    beanielou Posts: 95,712 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    NSD no 11 today.
    This lurgy is dire.
    Would not wish it on my worst enemy.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Just came across this wonderful thread, is it too late to join in for January?

    If not, I'll wait for February, and start practising now :)
    'It is better to remain silent and be thought a fool, than to open your mouth and remove all doubt.'
    Groucho Marx

  • beanielou wrote: »
    This lurgy is dire.
    Would not wish it on my worst enemy.

    Awww (((hugs))) it's really taking it's time to shift :(
    Just came across this wonderful thread, is it too late to join in for January?

    If not, I'll wait for February, and start practising now :)

    Hi Jelly & welcome :D of course it's not too late to join for the rest of the month :) - pop up a target (if poss in nice big red text please;)) and Freeby can add you to the front page when she's next around. Best of luck!:D
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • moneypenny2k
    moneypenny2k Posts: 1,122 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    WantToBeSE wrote: »
    It's a spend day AGAIN today..but its because i am taking my son out for dinner for his 13th birthday :) so i dont mind one bit.
    Gosh-when did i get so old?? I had my son when i was 20, i am now 33 and he is turning 13...where have those years gone??

    I had my son when I was 19 1/2, He's 34 next Wednesday, though I'll not be owning up to that. Next year both of my kids will be in their 30s :eek: So I can empathise there.
    I have succumbed to a bottle of wine on the way home from work - £5 well worth it after the week I've had.;)

    Sounding like the teacher you are Welsh lol I've done the same
    beanielou wrote: »
    NSD no 11 today.
    This lurgy is dire.
    Would not wish it on my worst enemy.
    Awww poor you Beanielou, wishing you better soon

    Not a NSD today, a planned spending day, had my nails done and did my weekly shopping. Even managed to ignore the whoopsies as I've got a freezer full of whoopsied meat. lol

    Intending to stay in all weekend if it snows. Otherwise might go out for a photography thingy on Sunday if it doesn't

    Either way TFIF:rotfl:
  • kezlou
    kezlou Posts: 3,283 Forumite
    Hello all, sorry i haven't been on since Monday, been ill and the screen was making me feel ill.

    Today has been a spend day, had to buy cat food and groceries. Went with my eldest to collect my youngest from his friends house and they asked for burgers form the chippy. I was to shattered to say no bought a 2 bags of chips, jumbo sausage, fish cake, gravy and a huge burger for £6 for myself and the two kids. My partner is Leeds so didn't have to feed him.
    Took me 30 minutes to hobble with crutches a normally 10 minutes walk. My elbows and knees are killing me, but its dones now.

    Worst thing was the chippy was foul, never buying from there again.

    Good thing though we have officially have 8 NSD's :j:j:j
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I had my son when I was 19 1/2, He's 34 next Wednesday, though I'll not be owning up to that. Next year both of my kids will be in their 30s :eek: So I can empathise there.
    I wasn't quite 18 when I had my daughter, and she'll be 30 at the end of this year!! I also have 3 GDs!! The baby's almost 1 which sounds reasonable, but the eldest'll be 10 in August :eek: I became Grandma for the first time when work colleagues of around my age were having children - and for some of them it was their first :eek: :eek:



    No sign of any D/Debit heading out of my bank today, so it looks like I've managed to bag NSD #7 :T

    I've allowed for Saturdays to be spend days, but OH is talking of heading to the Traff0rd Centre on Sunday - and even if I resist the temptation to spend there, I could do with nipping over the road from it to C0stco. So I need to try and plan a meal for tomorrow night that doesn't require me to buy any groceries, meaning I can still achieve an NSD over the weekend ;)
    Cheryl
  • ModestyB
    ModestyB Posts: 1,574 Forumite
    Part of the Furniture Combo Breaker
    beanielou wrote: »
    NSD no 11 today.
    This lurgy is dire.
    Would not wish it on my worst enemy.


    Sending get well wishes and (((hugs))). Keep warm and drink plenty of fluids.

    NSD 9 for me today.
    S.P.C. 9 2016 No. 062 Banked £337.50
    My Gold Stars off Sue. :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin
  • Hi Jelly & welcome :D of course it's not too late to join for the rest of the month :) - pop up a target (if poss in nice big red text please;)) and Freeby can add you to the front page when she's next around. Best of luck!:D
    OK, thanks :T

    As there's 20 days left in January as from tomorrow,
    my target is 10 NSDs
    'It is better to remain silent and be thought a fool, than to open your mouth and remove all doubt.'
    Groucho Marx

  • kezlou
    kezlou Posts: 3,283 Forumite
    aw beanie hope you feel better soon ((hugs))

    Oh your making me feel old, my eldest is 12 son is going to be 13 in May, i had when i was 17 yrs. Blooming heck where the times gone :).

    Although its been a spend day i had a lovely chat with a friend at her house which was really nice.
    I'm sorry i forgot to say why i'm on crutches, i was diagnosed with osteoarthritis in both of knee back in 2011, i found out i had back in 2010 when my left knee cap snapped in half. since October 2012 i've been getting worse to the point where i could leave the house in a wheelchair. So i'm very happy to be hobbling about with crutches :D.

    Insurance wise, well they said won't pay for a replacement mobile phone as apparently its not covered within the policy.So i completely booted off and demanded them to reassess about the claim as i've been missold the policy. So i'm not a happy bunny with Natwest,been with them 12years and claimed once in that time. Fuming isn't the word:mad::mad:

    but its the weekend of yes :j:T:j
  • hermyam
    hermyam Posts: 57 Forumite
    NSD today!!!

    4/10
    Crazy clothing #031: Me £4/50(+vouchers)/DD £4.50/150
    OS Weight Loss Jan: Exercise/Water/3MaD/10%
    1p Savers Club - part of my 101:1001
    Decluttering 2013 - No Unnecessary Toiletries
    NSD Jan: 8/10, 5inarow!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.