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Shiny New Year, Shiny New Start. The January NSD Challenge

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Comments

  • emslovesmickey
    emslovesmickey Posts: 895 Forumite
    An unexpected day at work today, but still got in an NSD, taking it to 4
  • kittiej
    kittiej Posts: 2,564 Forumite
    Part of the Furniture Combo Breaker
    Another spend day today as predicted. Maybe tomorrow .....
    Karma - the consequences of ones acts."It's OK to falter otherwise how will you know what success feels like?"1 debt v 100 days £2000
  • positivelypurple
    positivelypurple Posts: 410 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    A spend day here too: car wash, lovely coffee and catch up with my friend plus an unexpected parcel to pay for has left me a little lighter in the purse department. However, back to work for me tomorrow with a packed lunch so hoping to catch one tomorrow.

    Well done to all those that are steaming ahead :coffee:
    CC1 £5999 Total Debt March 2021 £5999
    NSDs March 1/20
  • beanielou
    beanielou Posts: 95,664 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    NSD no 5 today.
    Still in PJ's again~:eek: is all.
    Throat is rather sore & I am croaking :eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Helsbels8080
    Helsbels8080 Posts: 30 Forumite
    Part of the Furniture Combo Breaker
    As expected today has been a "spend day". Bought a birthday present in Boots sale (half price) but didn't get to the Post Office in time to return a parcel. Will have to wait until Monday now but having my hair cut so it won't spoil a NSD. Laughed at myself a little because I almost didn't buy the present today when I knew the parcel wasn't going just to try and preserve a NSD! Am I officially addicted already?

    Hoping to catch NSD #4 tomorrow but will post when it is definite.

    Enjoy your evening all.
    Sealed Pot Challenge 6 - Member 1938
    NSD Jan 16/16: Feb 3/15
    GC Jan £400/£400.14: Feb 0/£400
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    I have achieved another NSD so am up to 4NSDs.
    marmite I hope your back is better soon. take things easy/

    Hi harduphelen. I too find that staying in the house saves money, then planning ahead means you only spend on days that you have allocated as spend days. Soon you will always think before parting with your hard earned cash.
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • Debtbusterintraining
    Debtbusterintraining Posts: 105 Forumite
    100 Posts
    edited 5 January 2013 at 5:55PM
    4/8 NSD now,woo hoo half way to my target,probably because I have very little to spend.
    LBM Jan 2012 £32355 now £23984.01
    GC Feb£289.64/300 Mar £284.92/300Apr £215.53/300
    £2 Savers £124/100
    NSDs Jan 9/8 Feb 6/9mar 8/9 Apr 5/9
  • CommitedToChange
    CommitedToChange Posts: 1,325 Forumite
    4/15 NSD for me today - mainly because I am spending the day in my PJ's! :rotfl:

    Gonna have to spend tomorrow as I need electric and to pay my allotment fees for the year. Sigh.

    Great job everyone :beer:
  • lynney88
    lynney88 Posts: 36 Forumite
    NSD #1 woohoo! x
    GC-£91.94 /£175
    NSDs 0/15
    £2 Saving Club £2/£100
    Sealed Pot 2013 £0/£200
    Weight Loss Jan 2013 0lbs/14lbs
  • rachyroo1985
    rachyroo1985 Posts: 112 Forumite
    NSD 2 please xxx
    BC: £2000/£3800 S Loan 1: £4973.37/£7000 S Loan 2: £6884.13/£9000 Next:[STRIKE] £0/£280 [/STRIKE]OD: [STRIKE]£0/£500[/STRIKE]
    Student OD: [STRIKE]£0/£2000[/STRIKE] Partner OD:[STRIKE]£0/£600[/STRIKE]Joint OD:[STRIKE]£0/£950[/STRIKE] Car: £9424/£9901 Mort: £77000/£79000
    Total Debt exc mort£23281.15/£34,031 31% paid off
    POAMAYC2013 £694.99/£10000 target £14112.50
    NSDS NOV10/10 DEC 10/10 JAN9/10 no.of debts [STRIKE]9[/STRIKE] 4
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