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Shiny New Year, Shiny New Start. The January NSD Challenge

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  • flubberyzing
    flubberyzing Posts: 1,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    #20 bagged!

    Really pleased with myself this month. Not sure if tomorrow will be #21, but I've never done this well before. :D
    Because it's fun to have money!
    £0/£70 August GC
    £68.35/£70 July GC
    January-June 2019 = £356.94/£420
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yesterday was NSD 18 which means I've met my target :j :j and today is NSD 19 which means I've exceeded it :D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Another NSD today making it a wonderful NSD 18 and the 2nd target is reached!

    Can I hang in a exceed it tomorrow? Lets see!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • Mummyrivett, well done on the e-bay sales. I must learn how to do this as I have a few unwanted christmas presents I could get rid of.

    Spoon and Freeby, thanks for updating.

    Marmite, thanks for the encouragement regarding not smoking although I could have done with one earlier......

    Well folks, you know I thought I might reach my target today barring an emergency? Well it wasn't an emergency but I completely forgot my Ancestry subscription was debited from my account today ......... so a spend day afterall, :( so decided to stop off and buy bread tonight and go for my final chance to reach it tomorrow. Fingers crossed! Talk about going to the wire. :eek:

    All this chopping and changing, budgeting and planning is exhausting stuff. :D

    Well done to everyone who has reached their targets so far. :)

    CW
    NSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row) :D

    Lesson learnt from 2012: I cannot be trusted to credit card stooze!

    Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
  • yes another NSD. 23/24 one more to do to reach target barring an emergency I will do it.
    You can if you think you can .
  • UnionGirl
    UnionGirl Posts: 182 Forumite
    Finally succumbed tonight to takeaway pizza. But thanks to the code on MSE and TCB it didn't (will not) cost me anything!

    Also got 2 more NSDs from Monday and yesterday, so have just made my target of 10 NSDs as tomorrow is a spend day.
    As my Mum always said "Look after the pennies and the pounds will look after themselves"
  • Evening Everyone!
    I had to buy a couple of bits earlier; bananas and milk for the kiddos but managed to resist any scrummy desserts! Sorry its a spendy day but still pleased that I hit my target this month:)
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    NSD #14 today. Work as busy as ever this week and looking forward to the weekend.

    That's prob my lot for the month so annoyingly 2 NSD short of target - I have a couple of bits to pick up from JS tomorrow when I go past and I just don't have the energy or willpower atm to put it off and make a special trip in a couple of days for the sake of a NSD. Not complaining but I'm not superwoman and can't face going back to feeling how I was just before the xmas break.
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • Well my final total for the end of January is 12 NSD's :j:j I am now 2 over my target of 10 :j:j

    See you all over on the February thread good luck to all

    :D:D
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Today isn't an nsd after all as I bought a great pair of work shoes (meaning sturdy) costing 50 francs.The pre sale price was 240 francs,so a real bargain.:)
    There are times when it's worth losing an NSD, and that definitely sounds like one of them ;)
    Cheryl
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