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Shiny New Year, Shiny New Start. The January NSD Challenge
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Whoo hooo NSD #13 yesterday and will be #14 today. Done it and exceeded it
Very, very happy with myself. Going to be technical with Feb's target as i'm away this month and wont count any of those days away as NSD's. So i'm only going to aim for 10 again but that will be quite a challenge for me.
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Good morning everyone! :wave:solventsoon wrote: »:j:j:jchris - yay to a brilliant NSD no 21 and your second target met, that’s fantastic!!:j:j:j
Freeby will award your second prize tomorrow morning, you’ve done brilliantly this month as always. Hope the next two days aren’t too spendy for you
Thanks Spoon!And NSD number 22 caught yesterday, so 2nd target surpassed! :j Unfortunately today and tomorrow will be spend days, but at least I should then hit the ground running and ready for February!
Have a good hump-day everyone!:money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196
highest debts: 01/06/2006 £69,023.92 _pale_
debt free date: 31/12/2012 £0!0 -
Hi everyone
I DID IT :j:j:j:j:j
25 NSD's in January :T
yay....On to February0 -
23 NSD for me, hoping to end the month with a NSD, although not expecting to be so lucky, I have a meeting at school, just a general how the work is going, and dd has said her jumpers are getting small, so could be buying new there, only get the ones she wants from the school!
On a good note she's at school today, still very tired, but they are watching out for her to check there's no problems.0 -
freebyfifty wrote: »Good Morning
Thank you for the huge update spoony :A I may have done the wrong thing, you didn't post your NSD but I saw from your sig that you reached NSD #24 and met your 2nd target :j:j so I put that on and gave you your prize :T:T Can't let you do without your lovely Nessie
Thanks Freeby, it's a pleasure
Thanks for adding my NSD, I did try to post it after the mega-update but I think I might have worn out MSE as it refused to take my post:mad::mad:... four times :mad: ... so I gave up and was going to try again today
Thank you for my lovely second prize, that's the one I really wanted, he's cute:D:D.
Going to try for NSD no 25 tomorrow but I'm not increasing my target as I may have to spend tomorrow as well as today unfortunately:(
Have a good day:)couldsavemore wrote: »thanks for that solventsoon the puppy was gorgeous he is only eight weeks a bit like a border collie likes to lick and loves a fuss
Awwww.... how cute couldsave.... I love puppies, they're adorable, expecially when their feet and ears are too big for them:D, not quite so keen on big dogs thoughThe time you enjoy wasting is not wasted time
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In further puppy news my friend's bearded collie has had 6 lovely really tiny puppies.A wee big bigger today already :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
NSD 9/8 im one over my initial target so really happy with that,first month on this challenge and I had no idea how it would all pan out. Fx for everyone else close to theirs and a big well done to all those that have smashed their targets.LBM Jan 2012 £32355 now £23984.01
GC Feb£289.64/300 Mar £284.92/300Apr £215.53/300
£2 Savers £124/100
NSDs Jan 9/8 Feb 6/9mar 8/9 Apr 5/90 -
NSD 15/18 yesterday. so close.Facing up to things - nov 2012 total 9334.95
back to work after baby -Jan 2014 - total [STRIKE]6905.28 [/STRIKE](1 credit card) £3535
Debt Free Date March 8th 2017 (31st birthday)0 -
I am declaring today as my final NSD for the month and its 3 in a row too. It is #6 as I didn't spend anything yesterday either avoiding Tesco's for anything other than groceries is hard when its 5 mins away
Still onwards and upwards
Well done those that have achieved their targets, you've done so well.
Pmo2
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Today isn't an nsd after all as I bought a great pair of work shoes (meaning sturdy) costing 50 francs.The pre sale price was 240 francs,so a real bargain.:)
Thanks for the fab update spoon!
Candlewick great that the challenge is taking your mind off the evid weed.:D I hope it continues!
Good luck everyone getting those last nsds.I mean to nab the final one tomorrow.:cool:0
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