Shiny New Year, Shiny New Start. The January NSD Challenge

couldsavemore_2

just a quick update as im really tired but pleased that ive achieved NSD no.19


19/24

very pleased with myself just hope i can reach target

ModestyB

NSD 19 for today.

EverTheOptimist

Evening everyone.

Was planning for today to be a NSD to take me over target, and... I did it!!! So NSD #13 / 12 :j:j:j

Dragged hubby round a few shops today looking for nursery furniture, didn't buy anything but will go back next week and shall order then. Soooo excited.

Went to boots but used a Xmas gift card for my foundation. So not a true spend.

Hope everyone's well, not looking forward to the snow starting here again tonight.

butdoineedit?

Happy Birthday kittiej!! :bdaycake:

Number 16 yesterday, but not one today, had to put into a collection at work (one of only 2 people i like & who has been a total rock for me, he's just had a heartattack so i really didn't mind putting in), so i did the grocery shopping tonight too - I'm very proud of myself that i made myself walk to the supermarket even though it was snowing so got my exercise & saved the bus fare.

It means tomorrow WILL be an NSD, & i get to spend a lovely day pottering round the house with my paintbrush

lottie3000

Number 11 for me today yay exceeded my target!!

emslovesmickey

Not an NSD today as it was pay day. Only bought cat food though, and transferred extra to my savings

katholicos

Today i managed to nail down elusive NSD number 15


Keep warm and well folks it's a cold weekend a coming

Jelly_Biactol

Well, it's been snowing so heavy here that it's too dangerous to drive anywhere, so I'm staying in rather than having a night out, so that makes today NSD
10
and I've hit my monthly target :j:j:j

Congratulations to everyone else who's already hit their target :T
and to everyone else, keep up the great work :wave:

Sazzie23

Evening all, just looked out and we are white over again, and I have to get up for work, perhaps it will be gone by the morning:rotfl:, hope everyone is tucked up safe and warm.

1050+ and about a week left, aren't we good:j:j

Coolcats, good use of phone time, hope eldest DD is feeling better.

Freeby - what an achievement, so focussed.

Can't believe its Friday and I haven't posted since Monday, what have I been doing..I dunno sometimes where my mind is at.:o

So thinking back, Tuesday I put fuel in the car, Wednesday I brought bread but still had to buy sandwiches for work, Thursday, I bought some Guinea pig veggies to last the weekend, so that brings me back to today, which is


NSD 12 of 15

Now then, I haven't managed my 3 in a row target yet but I reckon I might still make it

Tomorrow won't be one as going out, but reckon next week at least Wed, & Thurs should be ...but can I manage 3...deep breath, course I can and I will ! :eek:

solventsoon

marmiterulesok wrote: »

I meant to comment on this earlier.I think that this has persuaded me not to count dds-very well put!Do you also not count when paying bills since it's a necessary spend?Thanks spoon!:)

After yesterday's orgy of spending,I'm glad to report today as #17.

Hi marmite :wave:
Sorry for not replying earlier, I've been busy working and no time to log in and catch up with everyone:(

No, I don't count bills at all, including those not on DD. Before I joined this challenge I had a really bad Tatco habit:o:o (actually, not just Tatco, any supermarket... or actually any shop:o:o would do)..... and the amount of money I used to [STRIKE]spend [/STRIKE]waste horrifies me now:o:o:o

Since I've been counting NSDs my unnecessary spends have reduced considerably. I do still allow myself treats but now schedule them to coincide with a designated spendy day and often the desire to spend has worn off by the time the day arrives

This works really well for me so I can't see any real reason to change so far.

Hope that helps
spoon xx

PS: Hope you're not up to your eyeballs in snow :eek::eek:

PPS: If... the Elvis clip was brilliant :rotfl::rotfl: