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Shiny New Year, Shiny New Start. The January NSD Challenge
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:j:j:j NSD #12:j:j:j
Target reached. :j:j:j
Now, I've been thinking, i am not going to increase my target as i am expecting a good few spend days as hubby back from Afghan at mo. But every one i get from now on will be an added bonus.
Hope everyone is well.SPC 18 Target £200 /0 -
another NSD,day here so up to 18/24 getting there slowly well done to everyone else who have reached their targets or achieved a NSDYou can if you think you can .0
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Ordered dog food today, with free delivery for a 12kg bag. Hence, no nsd for me again today. I seem to be stuck on that number 14 lol!!Grocery Challenge for October: £135/£200
NSD Challenge: October 0/140 -
Popping in with NSD 200
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Decalring NSD # 12 today - I did spend £1 on some little cupcakes for OH b'day (although he bought us cakes home as a treat so he doesn't know about the cupcakes yet :shhh: ) but that was a planned spend carried over from yesterday (couldn't carry everything yesterday and ran out of lunchtime) Hope that's not bending the rules too much
Was very good today, taken the evening off pole (to be with OH) so did an extra boot camp session :A
Looking at changing household account from H'Fax (now they've put up OD fees) to 123 account - could make some worthwhile savings for us but have a few things to consider for the best way to do it - and the house acc is currently in OD and I'm not sure whether I could transfer that same limit to a new bank, although it might help I'm already a customer. Think I'll have to make an appt in branch and discuss options.Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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Pleased to announce today as #18 as no spends whatsoever.:)
Happy Birthday kittiej and to your OH kerri!
For all you poorly ones,get well soon.:grouphug:0 -
And another. NSD No. 8 for me thanks.As my Mum always said "Look after the pennies and the pounds will look after themselves"0
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marmiterulesok wrote: »Pleased to announce today as #18 as no spends whatsoever.:)
Happy Birthday kittiej and to your OH kerri!
For all you poorly ones,get well soon.:grouphug:
Whoops - sorry for missing that one- happy birthday kittiej :beer:Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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Got my 2nd NSD in a row so I now have 9, 3 to find in 7 days, can I do it?0
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Apologies for the late post but I had to work late tonight and then had dinner at my parents.
I am in double figures and have reached 10 NDs and 3 in a row
I have worked out why I am short on my credit card repayment for the beginning of March and it's because ............ I can't count:eek:just like I can't count how many no spend days I needed to reach my target. I have acquired an extra day and now need 5 of the next 7 days to be spend free so tonight I feel spoilt as I have 1 more day to play with
Note to self: this does not mean I can go on a spending spree
Hope everyone is well and keeping warm.
CWNSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row)
Lesson learnt from 2012: I cannot be trusted to credit card stooze!
Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
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