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Shiny New Year, Shiny New Start. The January NSD Challenge

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Comments

  • :j:j:j NSD #12:j:j:j

    Target reached. :j:j:j

    Now, I've been thinking, i am not going to increase my target as i am expecting a good few spend days as hubby back from Afghan at mo. But every one i get from now on will be an added bonus.

    Hope everyone is well.
    SPC 18 Target £200 /
  • another NSD,day here so up to 18/24 getting there slowly well done to everyone else who have reached their targets or achieved a NSD
    You can if you think you can .
  • katholicos
    katholicos Posts: 2,658 Forumite
    Ordered dog food today, with free delivery for a 12kg bag. Hence, no nsd for me again today. I seem to be stuck on that number 14 lol!!
    Grocery Challenge for October: £135/£200


    NSD Challenge: October 0/14
  • Popping in with NSD 20
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Decalring NSD # 12 today - I did spend £1 on some little cupcakes for OH b'day (although he bought us cakes home as a treat so he doesn't know about the cupcakes yet :shhh: ) but that was a planned spend carried over from yesterday (couldn't carry everything yesterday and ran out of lunchtime) Hope that's not bending the rules too much :o

    Was very good today, taken the evening off pole (to be with OH) so did an extra boot camp session :A

    Looking at changing household account from H'Fax (now they've put up OD fees) to 123 account - could make some worthwhile savings for us but have a few things to consider for the best way to do it - and the house acc is currently in OD and I'm not sure whether I could transfer that same limit to a new bank, although it might help I'm already a customer. Think I'll have to make an appt in branch and discuss options.
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • Pleased to announce today as #18 as no spends whatsoever.:)

    Happy Birthday kittiej and to your OH kerri!

    For all you poorly ones,get well soon.:grouphug:
  • And another. NSD No. 8 for me thanks.
    As my Mum always said "Look after the pennies and the pounds will look after themselves"
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Pleased to announce today as #18 as no spends whatsoever.:)

    Happy Birthday kittiej and to your OH kerri!

    For all you poorly ones,get well soon.:grouphug:

    Whoops - sorry for missing that one- happy birthday kittiej :beer:
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • Got my 2nd NSD in a row so I now have 9, 3 to find in 7 days, can I do it?
  • Apologies for the late post but I had to work late tonight and then had dinner at my parents.

    I am in double figures and have reached 10 NDs and 3 in a row :D:D

    I have worked out why I am short on my credit card repayment for the beginning of March and it's because ............ I can't count :o :eek:just like I can't count how many no spend days I needed to reach my target. I have acquired an extra day and now need 5 of the next 7 days to be spend free so tonight I feel spoilt as I have 1 more day to play with :D Note to self: this does not mean I can go on a spending spree :D

    Hope everyone is well and keeping warm.

    CW
    NSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row) :D

    Lesson learnt from 2012: I cannot be trusted to credit card stooze!

    Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
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