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Shiny New Year, Shiny New Start. The January NSD Challenge

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Comments

  • BritAbroad
    BritAbroad Posts: 484 Forumite
    Yesterday was NSD no.11! Today will not be a NSD though, and tbh I'm actually quite looking forward to it!
  • purple.sarah
    purple.sarah Posts: 2,517 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    NSD 9, 6 in a row.
    I'm not counting paying the rent as it is an essential.
  • beanielou
    beanielou Posts: 95,725 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    NSD no 15.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • couldsavemore_2
    couldsavemore_2 Posts: 264 Forumite
    another NSD so now 11/24 and 3 in a row
    You can if you think you can .
  • Helsbels8080
    Helsbels8080 Posts: 30 Forumite
    Part of the Furniture Combo Breaker
    Good afternoon all.

    Just checked my bank account and no DDs have gone out today. No spends either and no way I'm going out in this cold weather so ....... NSD #9 for me woo hoo! :j

    Think I hit the money saving 'wall' today :( My Dad says you should never wish your life away but this month does seem to be dragging. Not that it will encourage me to go out and spend, spend, spend. Once I set myself a goal I usually stick to it (apart from diets, absolutely useless at those lol) :rotfl:

    Going to pop off now, update my sig and check the weather forecast to see what is on the horizon.

    Hope you all enjoy your evening and will catch up with the thread tomorrow.
    Sealed Pot Challenge 6 - Member 1938
    NSD Jan 16/16: Feb 3/15
    GC Jan £400/£400.14: Feb 0/£400
  • Giggles86
    Giggles86 Posts: 526 Forumite
    Yippee NSD #6 nabbed today :) I nearly bought a drink on my way home to try and ward off a headache but I'd have missed the bus so didn't buy one :)
    *2014 £365/365days - £52/£365* *20p Savers club #17 £12.00/£50*
    March 2014 NSD 0/15 take lunch to work march 0/21
    sealed Pot Challenge #260
    NMB books: 6/94+ NMB DVDs: 13/67
    "Life is not measured by the number of breaths you take but the moments that take your breath away."
  • zafiro1984
    zafiro1984 Posts: 2,529 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Half way through the month and although I had a spend today I'm up to 11 NSD's in total. That's 2 food shopping days and 2 non-food shopping trips.
  • flubberyzing
    flubberyzing Posts: 1,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    #10 in the bag!

    This month is definately going better in terms of NSDs than previous months!

    Won't be one tomorrow though. I have to go to the supermarket. Don't need much, just some milk and fruit, so shouldn't be a big spend, but a spend nonetheless!

    Had a terrible nights sleep last night. Woke up with chest pains, which was worrying, and felt rather queasy. Managed to get more comfortable propping myself up on pillows, and spent a couple of hours listing to Radio 4 and my iPod until the pain eased.

    Spoke to my friend who is a pharmacist about it, and as soon as I said I'd taken some painkillers for a headache right before bed she went, "ah... acid." She assured me that the likelihood of a heart attack or angina at my age is very rare, but acid reflux is very common! :o I'm relieved, but hope it doesn't happen again. Obviously I will go to a doctor if this is the start of a problem.

    Needless to say, early night for me tonight!
    Because it's fun to have money!
    £0/£70 August GC
    £68.35/£70 July GC
    January-June 2019 = £356.94/£420
  • MummyRivett
    MummyRivett Posts: 424 Ambassador
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I had a migraine today, was sent home from work. Just updating 13 NSD
    • MSE Forum Achievements:
    • Debt-free & Proud - December 2014
    • Fully Funded 12 Month Emergency Fund - December 2020
    • Current Challenges: No Spend Challenge 2023
    • January NSD: 16/25
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    NSD 10 today - yipee!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
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