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many a mickle...

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Comments

  • skint_spice
    skint_spice Posts: 13,528 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ZTD wrote: »
    No, it was nerve-wracking... :p

    ooo moving outside your comfort zone is very good thing really;)

    Writing an essay - due Friday and I'm slower than slow. I'm turning into one of those people who works better the closer the deadline gets...grrr...
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • ZTD
    ZTD Posts: 24,327 Forumite
    Writing an essay - due Friday and I'm slower than slow. I'm turning into one of those people who works better the closer the deadline gets...grrr...

    Perhaps you need to give LM a whip to get you motivated... ;)+
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • skint_spice
    skint_spice Posts: 13,528 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ZTD wrote: »
    Perhaps you need to give LM a whip to get you motivated... ;)+

    Ahh no he was out at work but if anyone nags me it makes me less likely to do something and he knows this:o

    It'll be fine - only another 2300 words and I'm there...:rotfl::rotfl::rotfl:
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 96,574 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have a happy time :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
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  • skint_spice
    skint_spice Posts: 13,528 Forumite
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    Thanks, you too Beanie x
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • ZTD
    ZTD Posts: 24,327 Forumite
    Well, Merry Christmas to everyone.

    Christmas-Card-Blue-Image.jpg
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • skint_spice
    skint_spice Posts: 13,528 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    :xmassign:Lovely Z, thanks, Merry Christmas everyone
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • elantan
    elantan Posts: 21,022 Forumite
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    Have a great time Skinty ... thanks for the great year :)
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    Merry Christmas all :xmastree:
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • skint_spice
    skint_spice Posts: 13,528 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy New Year! <dusts off cobwebs>

    I was going to give up on this diary as I can't really put any concrete aims in place for this year due to selling up in a few months time (hopefully). But then...a friend and MSEr reminded me that this is a good place to keep me focused and keep spending in check. So immediate plans for Jan are passing an exam next week, have a fab wee break with LM (yes still lovely) the following week without spending over the odds and hopefully at the end of the month someone will give us the keys to new place.

    My plans for the next few months are decluttering of this place so I'm not moving anything no longer needed/wanted and to try and save a bit towards moving. Also need to get my fitness back up as I had a terrible cough through nov/dec which left me exhausted after walking even a mile so have walked lots through hols and a few wee 5K runs done but a long way back, I am liking the fact I can breath again though:D

    I have discovered netflix so dvds are first on my decluttering list!
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
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