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many a mickle...

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Comments

  • Courgette
    Courgette Posts: 3,242 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Welcome aboard, SS! :beer:
    Updating soon...
  • Hello SS. :wave: Will be watching and cheering you on. MM.
    MFW Challenge 2019 - £2,420 / £2,420 - 100% :T
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ooooo a 2p overpayment ... I think I may start a wee challenge of that type myself :)

    Great ideas already skinty
  • Very good luck to you. Well done for combining overpaying and student life!
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • skint_spice
    skint_spice Posts: 13,528 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Many thanks for the warm welcome :D.

    We've been to the bank today and put our Christmas money in - I've already bought a coat so will be putting some of my money towards the CC bill to cover that and I've decided the rest of it can go half to mortgage overpayment and half to "the bedroom fund" :D I've done most of this place up apart from the kitchen (which there is money put aside for in the summer) and my bedroom (no money put aside for:() so I've decided to try and raise money for that by the summer. Can't do either now as they are too disruptive while studying - lesson learnt earlier this year... so I've spent lots of time on pinterest looking at ideas...
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    After reading your diary today I grabbed the whiskey bottle and emptied it ... Went for a wee walk up the street and put £3.60 into my account... Then transferred it to the mortgage ... Not sure when that will happen again but you spurred me on today ... Thanks me dear :)
  • skint_spice
    skint_spice Posts: 13,528 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good for you El! DS has found another tenner in one of his bags so we're back to the bank tomorrow as he's desperate to get his savings up - my little money saver :D
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Yay keep encouraging him :) ... Although of he still has that chocolate supply next October ... I am willing to sacrifice my services and help him use it all up before it goes out of date ... Something's should not be saved :)
  • skint_spice
    skint_spice Posts: 13,528 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    erm El, you don't eat sugar remember:p!

    The trouble with pinterest is that there are soooo many pictures of gorgeous places that I want to go to.... I am resisting travel websites honest!
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • newgirly
    newgirly Posts: 9,400 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi skint spice, just wanted to pop in and say hi and good luck with your new diary :D
    MFW 67 - Finally mortgage free! 💙😁
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