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many a mickle...

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Comments

  • ZTD
    ZTD Posts: 24,327 Forumite
    Butti wrote: »
    We sit oot in the North East sometimes

    In our freezeyourbitsoffery...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • skint_spice
    skint_spice Posts: 13,533 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Soooo where was I?


    Had quiet Hogmanay with DS and LM but failed to get up on time for parkrun - too much champers oops:o Went out for walk with LM and generally relaxed and ate too much. Put decs away today and looking forward to 2014.


    Shopping with DS today who had a desperate need to spend his vouchers NOW but got birthday pressie for friend's daughter while I was out so feeling organised now:D


    OPed £200 toward mortgage today and £50 toward kitchen - good start:D
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • gradi
    gradi Posts: 25 Forumite
    Right aims for 2014...


    1. Over pay £2000 - we'll see how that goes, if I keep working it's doable but not sure what will happen jobwise...
    2. Sort out garden so there is some sort of paved/decked area as a sitooterie:D
    3. Continue to enjoy life and do new things.
    4. Do half marathon, and find a cheapish one to enter! (Shall probably be Glasgow in Sep/Oct)
    5. Finish off decorating...kitchen and hall!
    6. Spend more time with friends in RL and stop being so lazy and just texting them, continuing this in 2014 and also encourage them to go places other than pub! One of my friends hardly drinks yet we always meet in pubs - often at her suggestion...
    7. Pass year at uni.
    8. Keep food budget down but still eat healthy food (most of the time:p). Also cut wine consumption!
    9. oops forgot to add raise £2000 towards kitchen as I don't want to deplete savings too much:o only £2000....


    I think that's enough to be going on with for now:D

    Great aims !
    Oh Yay What a Great Freebie! Quote by Gradi O'Connell 2013 :j
  • skint_spice
    skint_spice Posts: 13,533 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    TCB payment of just over a fiver so that's off to the kitchen fund - go me! Should only take about a hundred years at this rate:rotfl:
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • newgirly
    newgirly Posts: 9,400 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Morning skint spice, just wanted to wish you all the best with the new year aims :)
    MFW 67 - Finally mortgage free! 💙😁
  • skint_spice
    skint_spice Posts: 13,533 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Right have had a wee rejig of finances and £200 more to kitchen fund, it's hard not to stick it in to OPs but that kitchen needs doing!


    Planning night out with LM but it's blowing a gale so not sure we'll go, bracing doesn't quite cover it...
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 96,589 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Best to stay in I think.
    Tis truly dire here :eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I found a stray penny in my cutlery drawer ( don't ask me how it got there I have no idea)

    I can donate it to the fund if you want ? Could bring it next time we meet up :)

    Stay in it's wild oot there

    I have work tonight and am dreading the drive :(
  • beanielou
    beanielou Posts: 96,589 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope its not too far El :eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • skint_spice
    skint_spice Posts: 13,533 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    elantan wrote: »
    I found a stray penny in my cutlery drawer ( don't ask me how it got there I have no idea)

    I can donate it to the fund if you want ? Could bring it next time we meet up :)

    Stay in it's wild oot there

    I have work tonight and am dreading the drive :(



    ooo if we add that to my 5p I'm only about £999,999.94 short for my next house:rotfl:


    Have to go out tonight as staying at LM's so he can fix my car tomorrow as can walk to work from there:D I wish you well on your drive.
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
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