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many a mickle...

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  • skint_spice
    skint_spice Posts: 13,533 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Butti wrote: »
    I thought there wasn't such a word as fail...just 'HAS NOT SUCCEEDED just yet' :D


    Failed to complete in 2013 but not really looking at them as fails as much as still to complete. Right now a nap would be good:o
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,533 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 30 December 2013 at 6:25PM
    Right aims for 2014...


    1. Over pay £2000 - we'll see how that goes, if I keep working it's doable but not sure what will happen jobwise...
    2. Sort out garden so there is some sort of paved/decked area as a sitooterie:D
    3. Continue to enjoy life and do new things.
    4. Do half marathon, and find a cheapish one to enter! (Shall probably be Glasgow in Sep/Oct)
    5. Finish off decorating...kitchen and hall!
    6. Spend more time with friends in RL and stop being so lazy and just texting them, continuing this in 2014 and also encourage them to go places other than pub! One of my friends hardly drinks yet we always meet in pubs - often at her suggestion...
    7. Pass year at uni.
    8. Keep food budget down but still eat healthy food (most of the time:p). Also cut wine consumption!
    9. oops forgot to add raise £2000 towards kitchen as I don't want to deplete savings too much:o only £2000....


    I think that's enough to be going on with for now:D
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 96,589 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Looks like a lot to be getting on with :eek:
    Best of Scottish :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    skint_spice wrote: »
    Right aims for 2014..
    6. Spend more time with friends in RL and stop being so lazy and just texting them, continuing this in 2014 and also encourage them to go places other than pub! One of my friends hardly drinks yet we always meet in pubs - often at her suggestion...

    I think that's enough to be going on with for now:D

    TBF She sounds like the sort of selfless friend you want to have around.
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    i remember the 2013 list ... it did seem that long ago tbh 2014 looks good also ... make sure i'm one of those RL friends you meet up with :)
  • ZTD
    ZTD Posts: 24,327 Forumite
    skint_spice wrote: »
    Right aims for 2014...


    1. Over pay £2000 - we'll see how that goes, if I keep working it's doable but not sure what will happen jobwise...
    2. Sort out garden so there is some sort of paved/decked area as a sitooterie:D

    Sitooterie...is that a technical term? ;)
    skint_spice wrote: »
    3. Continue to enjoy life and do new things.

    :T:T:T:T:T:T:T

    The most important bit.
    Butti wrote: »
    TBF She sounds like the sort of selfless friend you want to have around.

    Suffering for her friends...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • skint_spice
    skint_spice Posts: 13,533 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wahhhh lost a really long post....

    Butti wrote: »
    TBF She sounds like the sort of selfless friend you want to have around.


    She is lovely but has an ulterior motive as she's looking for a man, she has already stated she doesn't want one who spends his life in pubs though so admits she needs to look elsewhere:D
    elantan wrote: »
    i remember the 2013 list ... it did seem that long ago tbh 2014 looks good also ... make sure i'm one of those RL friends you meet up with :)


    Sounds good to me! If there's anything you fancy doing that Mr El doesn't give me a shout - open to new experiences etc (within reason before Z says anything;))
    ZTD wrote: »
    Sitooterie...is that a technical term? ;)


    A pal's dad built a summerhouse and called it this - a place for sitting oot - always liked the term:D


    Right money - seem to have been overpaid but need to wait til sat to see pay slip. Have to get new battery for car so the extra if it's mine will be good for this without breaking into Christmas money:D a cheque I put in ages ago has finally cleared so that's a relief.


    Hogmanay plans = none really! Having night in with DS and LM so a film and playing games on the wii I think. Shall stick a bottle in the fridge but won't be going mad as we are hoping to do the parkrun tomorrow morning a good way to start the new year.


    Ready for 2014 - bring it on!!!:j :j :j (special thanks to Beanie for the :j s)
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • nattypants
    nattypants Posts: 2,577 Forumite
    Great aims SS :T

    Without doubt you'll achieve the whole lot. Happy 2014!
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    We sit oot in the North East sometimes
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • beanielou
    beanielou Posts: 96,589 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have a happy time :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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