We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Giving house to Me!

245

Comments

  • Torry_Quine
    Torry_Quine Posts: 18,883 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I can see that it seems hard for the home which was hard-worked for to be lost for care fees. However that is the system that we have and although you could of course transfer the home into your name it would be taken into consideration if your father needs to go into care.
    Lost my soulmate so life is empty.

    I can bear pain myself, he said softly, but I couldna bear yours. That would take more strength than I have -
    Diana Gabaldon, Outlander
  • le_loup
    le_loup Posts: 4,047 Forumite
    joanne1971 wrote: »
    He wants to do this for 2 reasons, firstly to avoid care home fees
    So , essentially, you want my 95 year old mother (who worked all her life and paid her taxes) who is now in a care home funded by the sale of her house - but is still paying tax on her pension, to pay for your fathers care so that YOU can get an inheritance!
    Is that correct?
    If I have this wrong, I apologise for the feeling that I had that you are a very selfish b i t c h because, clearly you are not.
    I thought people saved for a rainy day ... your fathers rainy day has arrived. As his attorney make sure he gets through it in comfort.
  • i will make sure he gets through it in comfort. Yes I want the inheritance but who wouldn't, I dont want your 95 year old mother to pay for him but nor do I want to pay for the people that have not saved and contributed.
  • Torry_Quine
    Torry_Quine Posts: 18,883 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    joanne1971 wrote: »
    i will make sure he gets through it in comfort. Yes I want the inheritance but who wouldn't, I dont want your 95 year old mother to pay for him but nor do I want to pay for the people that have not saved and contributed.


    It is the nature of society that taxes pay for those who for whatever reason haven't the means to pay for care themselves. Your father is in the position that should he need to go into care that he can and indeed will have to pay. Just to say that even those without any savings or assets still contribute as virtually all their pension is taken.
    Lost my soulmate so life is empty.

    I can bear pain myself, he said softly, but I couldna bear yours. That would take more strength than I have -
    Diana Gabaldon, Outlander
  • Hi,

    I think like you said best thing will be to go to a Solicitor. Does he have a formal diagnosis? If not I would think some will have to decide if he has the Mental Capacity to decide for you to manage his financial affairs. You could check out 'Office of the public guardian' website.

    I think if he did need 24hr care in the next few years then yes it would be seen as deprivation of assets. I suggest searching the net for more advice.
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ive asked before but the question of do you know if they own the house as joint tenants or tenants in common has still not been answered.

    If you go to a solicitor, they will need to know this before they give you any advice.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • joanne1971 wrote: »
    i will make sure he gets through it in comfort. Yes I want the inheritance but who wouldn't, I dont want your 95 year old mother to pay for him but nor do I want to pay for the people that have not saved and contributed.

    How will you do this when care homes can cost upwards of £1k a week?

    I wouldn't want anything from my parents if I knew they could use their house to fund a better quality of care. In the last years I'd like to know they are being well looked after rather than doing everything I can to desperately cling on to any potential inheritance.

    It's their money and they've earned it so it should go to benefit them, not any money grabbing offspring.

    Thankfully there's absolutely no way this would not fall foul of the rules, so no point in wasting money seeing a solicitor as a "free" 30 minute session will likely establish all you need to know.
    Thinking critically since 1996....
  • How will you do this when care homes can cost upwards of £1k a week?

    I wouldn't want anything from my parents if I knew they could use their house to fund a better quality of care. In the last years I'd like to know they are being well looked after rather than doing everything I can to desperately cling on to any potential inheritance.

    It's their money and they've earned it so it should go to benefit them, not any money grabbing offspring.

    Thankfully there's absolutely no way this would not fall foul of the rules, so no point in wasting money seeing a solicitor as a "free" 30 minute session will likely establish all you need to know.
    The bit in the red..
  • laurel7172
    laurel7172 Posts: 2,071 Forumite
    joanne1971 wrote: »
    i will make sure he gets through it in comfort. Yes I want the inheritance but who wouldn't, I dont want your 95 year old mother to pay for him but nor do I want to pay for the people that have not saved and contributed.

    How does using your parents' house to fund a better quality of care for your father constitute YOU subsidising non-contributors?:think:
    import this
  • I don't really get why someone would want to deprive a sibling of their fair share. Says it all really. Classy.
    June challenge £100 a day £3161.63 plus £350 vouchers plus £108.37 food/shopping saving

    July challenge £50 a day. £ 1682.50/1550

    October challenge £100 a day. £385/£3100
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.