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Talk of raising the cap on care home fees
Comments
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I think the Governement should look back to times gone by, give tax relief/incentives for families to live together - encourage in-house care by relatives rather than strangers from abroad.......
This is a banker I reckon.
We have had a large influx of people in recent times with different cultural attitudes to living together.
We just need housing stock designed for flexible expansion purposes. The typical modern Barratts box won't cut it.
Caring for your own is beneficial beyond the pure economics.0 -
This indicates a couple will still be left with a good chunk of a quarter of a million quid the government won't touch.At present, care home residents can be landed with unlimited charges if they have assets, including their house, of more than £23,500. Those who have no savings get care completely free.
Ministers have pledged to increase this threshold to £100,000, meaning people will no longer see their savings depleted to below this level..................
....I'm smiling because I have no idea what's going on ...:)0 -
isnt this the new way though - try to look after yourself and you'll get penalised.
No! Try to look after yourself and you will have the funds to do so. This will give you much greater choice in the type and quality of care that you'll receive. This may be down to a choice of care home, paying for carers to provide a tailored level of care in your own home, or incentivising family to care for you.
If not you, then who do you consider should pay for your care?"When the people fear the government there is tyranny, when the government fears the people there is liberty." - Thomas Jefferson0 -
Going4TheDream wrote: »Can you be sure that paying more will get you the best possible care, or will you just be lining the pockets of the business who run it? There are horror stories in both the private sector
Of course not - but generally speaking the more you pay the better you get - the principle applies pretty well across any service/product. There are always exceptions, but you're more likely to receive a better standard of old age care if you cough up more money.0 -
MacMickster wrote: »...If not you, then who do you consider should pay for your care?
muggins taxpayer. he pays for everything else so why not the care of relatively well off coffin-dodgers? those middle aged offspring's inheritances must be preserved in full at all costs, no?FACT.0 -
If this trend continues, won't people try to hide their assets - possibly abroad, or 'sell' their houses to their children etc??
It's already the case that assets can be protected entirely legally through putting them in a trust.
By spending a few grand in legal fees, anybody can protect their house and make it exempt from claims for care home fees later in life, provided they do it far enough in advance that the primary reason is not seen as avoiding care home costs.“The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.
Belief in myths allows the comfort of opinion without the discomfort of thought.”
-- President John F. Kennedy”0 -
moneyinmypocket wrote: »On a personal note when the time comes and I can no longer look after myself I'd rather be put peacefully to sleep
Why wait? I'm sure I can organise a one way ticket to Switzerland for you :rotfl:0 -
This indicates a couple will still be left with a good chunk of a quarter of a million quid the government won't touch.
I know this was rumoured did it actually start to happen?"If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....
"big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham0 -
chewmylegoff wrote: »Of course not - but generally speaking the more you pay the better you get - the principle applies pretty well across any service/product. There are always exceptions, but you're more likely to receive a better standard of old age care if you cough up more money.
As long as it isn't Southern Cross or saved in Clerical Medical;)"If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....
"big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham0 -
grizzly1911 wrote: »As long as it isn't Southern Cross or saved in Clerical Medical;)
What was the care problem at Sourthern Cross?0
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