Pay ALL your debt off by Xmas 2013

32b3in2013

Happy birthday to your Son Spagbol. Hope the party goes well

loubie_lou

I wanted to be DF by september but saving up for a car is my priority now.

So ive lowered my payments a bit and ill be here till christmas i reckon, but it won't stop me trying to pay it off sooner xx

affordmylife

hi everyone.

I went food shopping yesterday. I had £38.12 in the bank and using my calculator as I went round I spent £37.15. ive never done that before. I usually just get what I want and put it on the credit card.

yes its not a great deal of food but we wont starve and next week I get paid so will do a bigger shop.

im right proud of myself.

no payments to report however, but not adding to the debt is so positive.

I get paid properly on 19th so another 11 days to go and another lump will be gone. maybe only one more payment after that if im super efficient xx

amr547

i dont get paid for nearly 3 weeks:rotfl: argh!!!

mummy2threeboys

NOt much progress this month as expected as i have 5 family birthdays and we had a abroad holiday but did make some progress if just a tiny bit

ok heres my current debt as of today Starting £6971.00 Now £4,236.44 Paid off £2734.56 Start of year was £5012..so have paid off 39% off my debt? and 15.5% off the 5012 total since jan..

so £4236 from 5k = £776 and 15.5%

mummy2threeboys

moaning_myrtle wrote: »

#99 £9449.97/£9449.97 (100%)

wooohooooo debt free at last!!!

:j:j:j:j:j:j:j:j:j:j

wooh well done and you had a lot to clear as well from the start well done you!

32b3in2013

Hope you had a good holiday mummy2threeboys

I had a quidco payment yesterday so I have just paid it onto a debt.

Total now #11 - £7823.94 / £10,224 = 76.53%:j

Ebay has really slowed down since the postage cost rises so my payments are getting fewer and fewer between the end of month main payments. I will get there though

32b3

minicooper272

32b3 I've not listed much on eBay at all since the postage rises. My stuff wouldn't fetch much in the first place, but it's hard to get the balance of making the price appealing and making more than 20p.

Happy Birthday to the eldest spag it seems to be my neighbour's kids birthday today too.

SpagBol

affordmylife wrote: »

hi everyone.

I went food shopping yesterday. I had £38.12 in the bank and using my calculator as I went round I spent £37.15. ive never done that before. I usually just get what I want and put it on the credit card.

yes its not a great deal of food but we wont starve and next week I get paid so will do a bigger shop.

im right proud of myself.

Well done, that's a good idea!

mummy2threeboys wrote: »

NOt much progress this month as expected as i have 5 family birthdays and we had a abroad holiday but did make some progress if just a tiny bit

ok heres my current debt as of today Starting £6971.00 Now £4,236.44 Paid off £2734.56 Start of year was £5012..so have paid off 39% off my debt? and 15.5% off the 5012 total since jan..

so £4236 from 5k = £776 and 15.5%

I'm so sorry I can't get my brain around this :rotfl: Can you report your total paid off in the challenge so far like this:

#00X £100 / £5000

with #00X being your challenge number and the £100 the total paid off so far.

Thanks, you have to be gentle with me I've got pregnancy-brain! :rotfl:

amr547

just sorted all my clothes out and found clothes i forgot i had!!!!! mad

i also swapped a summer coat i dont wear for a maxi dress i will wear with my neighbour! hows that for MSE!!