Pay ALL your debt off by Xmas 2013

minicooper272

Debtslayer wrote: »

I'm pretty certain that if that was your first online purchase from them they automatically open an account when you purchase.

That's quite annoying, I was probably told of the account at the time, but didn't register it was a credit account as such. I really don't want it. I am confused though, because the account was opened months before I made my first purchase...

32b3in2013

minicooper272 wrote: »

That's quite annoying, I was probably told of the account at the time, but didn't register it was a credit account as such. I really don't want it. I am confused though, because the account was opened months before I made my first purchase...

Give next a call, they should be able to explain and close the account.

braddy970

Hello all, after my last post nearly 2 weeks ago .. (£2942.20 / £7354.26 - 40%/100%) I have now got a new total off.. £3112.79 / £7354.26 - 42.32% / 100% , it's averaging at around 1% a week which I'm really happy with, once I get my wage at the end of the month hopefully I can increase this some more and get under the £4,000 mark for my debts..
This is a list of my debts when I began...
start with (10 accounts)
TOTAL : £155.00 COUNCIL TAX.. PAID OFF
MUM ARGOS : £150.00 PAID OFF
HALIFAX : £900.00 ****
ARGOS : £850.00 ****
WONGA : £1059.86 ****
PEACHY : £233.60 PAID OFF
MINI CREDIT : £442.80 PAID OFF
MINI CREDIT : £130.00 PAID OFF
TXT LOAN : £233.00 PAID OFF
credit card £3200.00 ****
= £7354.26

and now I am at..
HALIFAX : £576.00
ARGOS : £556.95
WONGA : £289.05
credit card £2819.47
= £4241.47

it feels so good when you can see all your accounts going down and knocking off xx

NurseBaker

No 172: £2950 / £75,500

Have written to all creditors this week, offering settlements - allbeit small offers - don't expect to get any positive responses, but you never know......:o

braddy970

Good luck NurseBaker xx fingers crossed for you x

SpagBol

amr547 wrote: »

Ooh it's only the 7th and actually I think I'm not going to have much left this month:rotfl: oops!!! well we all need a treat...:o

Same here!! :eek:

longbowgilly wrote: »

Is it too late to join this challenge?

I don't think I will be able to pay EVERYTHING off by Xmas 2013 but I will give it a red hot go!!:j

Yes of course you can join! You are #173 let me know your target and I will update my spreadsheet

SpagBol

I had my scan yesterday and was measuring a few days ahead and all is well :j:j:j I did just try to upload the image but can't work out how to do it on here :rotfl:

Bear with me

Cogster

Oh the joys of being self-employed! I seem to have absolutely no control over when I get paid. I had hoped to have more paid off by now but still haven't been paid for work I did at end of Feb/beginning of March. Will be applying for a mortgage soon so should find out if it gives a better credit score to have smaller balances on two cards or a big balance on just one.
Oh well. This is my total for last couple of months:

#160 £70/£3786

fennmad

A huge sorry, I have been missing since page 156. I have a lot of catching up to do this evening. Hope everyone is still keeping positive. I need to get focused again. Not reading this tread really does make you forget about your debt which I do not want to get in the habbit of doing again. Been there done that!
Any way can I up date please to 1755.03 paid off.
I will catch up tonight.

kerri_dfw

What has he done to his face? (the apprentice btw)