Income protection

[Deleted User]

Lavoisier wrote: »

Please help. A couple of years ago I purchased from my bank manager an income protection policy. He was fully aware of my situation, that I work in the NHS and what was my salary. We agreed on a benefit that would start 52 weeks into unemployment for health reasons. He did not tell me that any income I would receive at that point would be deducted from the premium. I discovered it recently. I made my calculations and based on the pension on medical grounds that I would receive from the NHS if unable to work after one year, the pension would be equivalent to the benefit from my income protection established with Aviva, therefore Aviva would not pay me anything and I am paying my monthly premium for nothing.

Have I been missold this income protection policy?

Thank you for your help

Thank you

Hi there

Thank you for your post. I'd be happy to look into this for you and see if there's anything we can do. If you would like me to do so, please email the following information to social@aviva.co.uk:

- Full Name
- Date of Birth
- Postcode
- Policy Number
- Money Saving Expert Username

Many Thanks

Stephanie Carrington

Aviva UK Social Support