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Weekly Spend Challenge W/C 23rd December 2012

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EverTheOptimist
EverTheOptimist Posts: 2,695 Forumite
Part of the Furniture 1,000 Posts Combo Breaker
edited 25 December 2012 at 5:57AM in Debt-free wannabe challenges
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - overbudget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good Luck Everyone

W/C 16th December 2012 Challengers / Pledges / Total Spent

EverTheOptimist - £100 / £87.79
mandz1 - £30 / £26.55
Lottie1987 - £70 / £68.28

rising from the ashes - £75 / £76.80
Casperthefriendlyghost - £20 / £16.88
welshdreamer71 - £25
katy_ann - £7
Munchin - £50 / £41.74
chris81418 - £100 / £0
abundant1972 - £0 / £0

lilian1977 - £35
LJC89 - £200
Rachel021967 - £25

W/C 23rd December 2012 Challengers / Pledges / Total Spent

EverTheOptimist - £75
mandz1 - £20
Lottie1987 - £70
rising from the ashes - £30
Casperthefriendlyghost - £10
chris81418 - £230
E2006 - £120
Munchin - £36
SPC 18 Target £200 /
«13

Comments

  • Thanks EverTheOptimist for starting the new thread.

    Good luck to everyone. Merry xmas and a fabulous 2013 to all!

    Cheers
    Casper
    xx
    LBM Feb 09[STRIKE] £64 427.32[/STRIKE] £13 700.59! Sub £15 000!
    DFD July 2018
    GC 01Dec ~ 30Dec £40.00 SSF £00.00
    NSD 00/20 WSC (08~14) £13.59 SSF £00.00 DFW Nerd 319 Proud To Be Dealing With My Debts!
    "Captain Jack Harkness! When will you learn that you can't solve every problem by shagging it?!"
  • EverTheOptimist
    EverTheOptimist Posts: 2,695 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 23 December 2012 at 4:06PM
    Well done on all the green weeks and especially on the two purples.

    I have money left in my purse so i am green, i just have't checked to see how much.

    Need to work my new budget out. But roughly...

    £75 for the week as follows...

    Groceries - £40 - Spent £32.79
    Petrol - £25
    Misc - £10

    I may need to add to this, will have a think and update by the end of today.
    SPC 18 Target £200 /
  • Thanks ETO for the lovely new thread.

    Not a good week last week :o so must try harder this week!

    Groceries: £0 / £20
    Misc: £0 / £10

    Total: £0 / £30


    Fingers crossed and ......

    images?q=tbn:ANd9GcTUy9tgT_LyfrhQjt10gQYnvo3Kmh5JJnz0fIZWpYYaERJtRXY9
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • E2006
    E2006 Posts: 355 Forumite
    100 Posts
    Hi,

    Can i join in with this challenge? Need to get into the hang of budgeting as thats where I fall down all of the time! My week runs Friday to Thursday so by the time I post I will have already spent a chunk of the budget on the weeks shopping etc.

    Weekly budget is £120 and thats for petrol for me and DH (£50), groceries (£50), then £20 misc, which covers things like DS's snack money, breakfast club, kickboxing fees etc. I draw the money out on a Friday and need to resist going to the cash point or spending unnessarily during the week!
    LBM: May 2018
    Cc 1: £2454 (@34.9%)
    Cc 2 : 11377
    Cc 3: £7839
    Next: £2489 (@ 22.9%)
    balance:£24159
  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Hi all,

    I would like to try for £36 this week as that is what is left in my purse :)
    So hopefully mon, tues wed are either NSDs or low spends. Thurs I will need to buy bits for lunch. Budget should be fine
  • A NSD to report for today! Jipee! I wanna be purple lol!

    Cheers
    Casper
    xx
    LBM Feb 09[STRIKE] £64 427.32[/STRIKE] £13 700.59! Sub £15 000!
    DFD July 2018
    GC 01Dec ~ 30Dec £40.00 SSF £00.00
    NSD 00/20 WSC (08~14) £13.59 SSF £00.00 DFW Nerd 319 Proud To Be Dealing With My Debts!
    "Captain Jack Harkness! When will you learn that you can't solve every problem by shagging it?!"
  • Off to a good start::D

    Sunday NSD
    Monday NSD
    Tuesday NSD (no choice!)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Ok so far :)

    Sun - NSD
    Mon - NSD

    Total- £0/£36
  • Thanks ETO for starting the thread.

    Not budgeting this week (Although no plans to leave the house until I'm back at work on Thursday) but wanted to wish everyone a merry Christmas :)
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Sun- NSD
    Mon-£6.20
    Tues-NSD
    PAD Maker
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