Claim On Insurance

Goingthroughit

I recently have had an accident in my father car, I am on my fathers insurance as a named driver, does this mean when I get my own insurance I have had a claim or is it that my father has had the claim as it was his insurance?

Thanks in advance

Labman_2

Goingthroughit wrote: »

I recently have had an accident in my father car, I am on my fathers insurance as a named driver, does this mean when I get my own insurance I have had a claim or is it that my father has had the claim as it was his insurance?

Thanks in advance

You will have to disclose the accident & it will have an impact on what you pay for your premium...assuming you'll be wanting insurance in the next 3-5 years.

iceicebaby

You will have to declare you have had an accident.

Ivenofinmoney

Labman & icebaby are right, the insurance company will always ask "have you had and accidents OR claims in the last 5 years regardless of fault"

Whilst the claim may be attributed to your farther the accident is yours.

Sorry.

Goingthroughit

Ok thanks.