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life insurance

help need advice as both l and g and friends provident have both turned down application for life policy due to health and daibetes type 2 .need cover to protect mortgage of 150k in the event of my death
any ideas ?
thanks for your help
story 2 years ago went into hospital as i was coughing uip blood due to osepgus varieceis ,they also said i had a minor heart attack whilst they were trying to shove some pipes down my throat to stop the lungs collapsing.also they found liver damage how serious onknown but in two years i am fine
:EasterBun

Comments

  • dunstonh
    dunstonh Posts: 120,838 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Its likely most will turn you down as 2 years after an event like that is high risk to an insurer. That said, you could visit an IFA and get them to speak to various underwriters or special risk companies to see if they will take you on. If you do get lucky, then expect the premium to be almost massive.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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