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Schedule Of Income & Expenditure

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What can you put on a schedule of income and expenditure? Can you include things like clothes, cigarettes, food, petrol, etc?
Thanks

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  • skylight
    skylight Posts: 10,716 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Home Insurance Hacker!
    For what purpose???

    Are you looking to show someone (like CCCS) or yourself your exact spends?? Then yes.

    If you are putting together an SOA for a creditor, then everything bar the cigs are acceptable and as long as you are not smoking 40+ a day, then see if you can add it to your household food bill.

    Look at Southernscousers sticky at the top of the DFW board - it is a good comprehensive list of in/outs to show you where to start.

    Martin Lewis also has one on this site somewhere in the budget section ... (can't find it yet!)
  • Crown
    Crown Posts: 1,377 Forumite
    Hi, Take a look at Martins Budget Planner that can be found at

    http://www.moneysavingexpert.com/budgeting as well as the article relating to it.

    Its a good starting place and if you are going to contact the CCCS then they have there own form that they normally go through with you (or did in my case). It is much easier to already have it all in front of you mind.

    Make sure you include everything inc Haircuts, Papers, Insurance, Car MOT/Tax. People sometimes forget things that dont happen each month but in that case you need to take that figure and divide by 12 to work out your monthly amount you need to put away for it.

    If its not wit hthe CCCS then good luck with whatever your doing.
    Official DFW Nerd Club - Member no. 297 - Proud To Be Dealing With My Debts :D
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