Mortgage Free in Three Yrs

TallGirl

Ups I seem to have gone the wrong way interestwise this month. I paid £47.84 interest last month but £49.89 this month. Either the rate has gone up or we now have less money in the offset. I have paid the interest off so back down to a nice round £20k. Will be sub £20k this month feels great. Thanks for the updates by the way.

Bathroom is still coming along nicely and is not going to go that much over budget. Have decided to get the ensuite fully tiled so that will add a bit but not that much in the scale of things.

Matchbetting is still great, Quidco adds a bit too but I just can't be asked with Surveys anymore. Maybe I am getting complacent as there seem to be so much free money around.


Please get your updates to me for the chart by 12th July.

amazamum

Have just PM'ed Tallgirl with my update so thought I would let everyone else know as well.
Thanks to my parents giving us 15000 pounds to pay off the mortgage my balance now stands at 27050.
As my aim was to get sub 30000 my target has been met,but I am still going to plod along and pay off as much as possible before the conclusion of our challenge.
Looks like being mortgage free bofore my 40th birthday in dec 2013 mmight just be achievable,yipee

chickadee

Bargain_Rzl wrote: »

I've just had my letter from Nationwide to say that my overpayment last week has knocked £3.08 off my monthly payment. Whoop-de-doo :rolleyes:

Just another few zillion quid to go and I might stand a chance of keeping my payments reasonable when my fixed rate ends...

Hey, don't be disheartened, every little helps, as they say.

Well done to everyone who is making overpayments, however small. I'm looking forward to the next update so that we can see how much we have paid off collectively.

AnW'sMum

Some fantastic updates coming through, well done to one and all. Also to those with new additions/jobs

Looking forward to seeing the new chart, this last 3 months has fair whizzed by. Please if you have not already done so PM TallGirl with your current o/s balance so that you can be included on the next chart.

Come on guys you can do it

TallGirl

Thank you very much for the updates I am going to ditch the 4 people who have not updated since October 2007. They are

DickDastardly RandomLight hypno6 keren29

I am sorry to loose them but 9 months is a long time not to update.

ailuro2

I agree TG- you're right to lose them if they've not updated in so long, it's not like they've not been mentioned plenty of times, and we were all warned our names would be taken off if we were very very slow to update.

Kaz2904

Moneysavingnovice, any chance of a pm to tell me where this shop is? I will be wanting a table and chairs set soon so need to have a look around for somewhere cheaper to get it.
Managed to get a TV unit and sideboard for lounge for £408 though so that's ok. I'm also going to have to fork out for carpet downstairs and 2 new doors fairly soon (although I may ask for people to club together for the doors for christmas as I doubt we'll be ready for them before then!
Personally I can't wait for the update!

hughmungas1986

Morning all #113 here,

Have PM'd Tallgirl with our latest balance and we are nearly 50% of the way to the target we set for April 2010.

Good luck to everyone, can't wait to see the latest chart.

hughmungas

mountainlioness

Hi there everyone!

just PM'd TG as well - as of today our morgage is £251,832...


Just realised that my starting figure is 2k more than the official one (guess we must have cleared the difference before we signed up) so on paper we haven't actually done as well as I thought

Better stick with the official stats of £261,385 so we've managed to clear £9553 over the last year (we were late starters :rolleyes:) Our target is £25,000 off so we're only 38.2% there With a sprog hopefully on the horizon am beginning to think we may not make our target but we should have a year or so to blitz so will try to get say another 50% done over that period, leaving less than 15% for the final few months...

TallGirl

mountainlioness wrote: »

With a sprog hopefully on the horizon am beginning to think we may not make our target but we should have a year or so to blitz so will try to get say another 50% done over that period, leaving less than 15% for the final few months...

Well done Mountainlioness I take is this reads that congratulations are in order:T .

Also well done to hugmungas and all the others who have updated her. Roll on 12th July I want to see how well we have all done