Mortgage Free in Three Yrs

Kaz2904

I've asked MiL to get DS a ticket for our local big farm place and one for DD too for their Christmas present as that is something tht they will enjoy for the whole year. It will cost me £25 for my season ticket but they love it there and I know that days out cost far more than this will work out costing over the year.
Even if we only use it once a week during the holidays it will have paid for itself and more!
The trouble is having birthdays so close to Christmas.
My nephews is on new years eve so I bought him a present for one or other and told my sister that I would give her cash for the other. Then she can get him clothes through the year.
I ordered some books for the men the other night so I am all done now. I just need to assemble my Uncles goodies hamper and wrap them all.
I'm off work now until next Friday night so I can get sorted out.

Hope everyone is having a calm and peaceful time!

tattycath

[quote=Kaz2904;7277053]I've asked MiL to get DS a ticket for our local big farm place and one for DD too for their Christmas present as that is something tht they will enjoy for the whole year. It will cost me £25 for my season ticket but they love it there and I know that days out cost far more than this will work out costing over the year.
Even if we only use it once a week during the holidays it will have paid for itself and more!
The trouble is having birthdays so close to Christmas.

Hope everyone is having a calm and peaceful time![/quote]

that's brilliant Kaz. As for calm and peaceful... frought and stressful spring to mind. So busy-still have some presents to buy-all presents to wrap-all cards to write and post :eek: :eek: and I stopped smoking again at beginning of month!!! I must calm down, I must calm down......

Kaz2904

Yes, I really need to give up smoking. Maybe I'll get there one day.

TallGirl

Just a quick hello really bored and should be writting Christmas Cards for work but I cant be asked. Just wanted a chat really but also to remind you to post your updates to me ready to go on the chart on the 15th January.

Would you all be OK with me taking people off the list who has not updated for 6 months? I think it would give a more realistic picture of how far we have come. Some people have never updated and are showing as not having paid anything off.

Anyway had a fright yesterday got an email saying the I had an unpaid reminder against my account in Ebay. I paid it on Paypal straight away when I bought it and the seller had sent me the golf club so found that odd. I replied that I had paid and immidiately the dispute changed to an Unpaid Strike against me. Really scary so I phoned Paypal (they were really nice) and they told me there was no problem with my account so sounded like the seller was confused. I put this in a message to seller and defended my strike to Ebay. He emailed back saying sorry it was a mistake and Ebay has taken off the strike. Some people why not communicate instead of raising a dispute. I was just worried my account would be suspended but in the end it all had a happy ending.

So sorry to ramble on you can see I am bored, better go and fetch those Christmas cards and get writting only 25 to do to my top customers.

Edit got the cards out ready to write them.

Kaz2904

I agree, those with no updates ought to be removed now.
I think it will serve as a reminder that we are in this for the long haul and that it is not suitable for everyone. I think that those of us who have managed to keep going this far should be proud of ourselves.
There are lots of us who will have to keep going for even longer than the 3 years- I won't be clear until September 2013 at present, although I hope to get a month off that before March!
I'll get my update to you before the 15th, hopefully looking nice and healthy!
Now go and write those cards....

AnW'sMum

Morning

I shall be taking off those who have not updated for 6 months or more from my lists so that those who are reporting in get a truer picture. It can be demoralising when the percentages are not going up as much as we hope but that is of course down to having to include everyone irrespective of how much has/hasn't been paid off. Looking forward to January's update.

I am having a quick break from wrapping pressies, might have to have an emergency dash for the last few. Got the last few cards to post as well, TG get them written

Trying_to_be_good

Hi fellow christmas-shoppers/card-writers

I'm nearly done, but still stumped on what to get my brother. I bought some pizza express vouchers, but his girlfriend doesn't eat wheat stuff. I think she'll be OK with their salads, but maybe it's mean to expect her to go to a pizza restaurant with him? Maybe I should spend the pizza express vouchers on me instead...

Have spent many hours queuing in the post office with my ebay de-cluttering, and still have two e-cheques waiting to clear (now 10 days) - does anyone know if that means they're dodgy? Or is the system just slow?

Starting to look forward to my money saving Christmas now! I made an advent calendar a few years ago that has lots of stockings, one for each day. Each year it gets filled with Cadbury miniature-type chocs, which is much better value than buying each year.

cupid_s

I suppose it's not too early to post my update. I missed the last one and don't want to risk being struck off the list!

I just paid an extra £80 off my mortgage. I got quite a few vouchers/cashback from various sites and want to pay the equivalent off the mortgage. I got £30 from pigsback, £44 from test and vote, £55 from lightspeed, £19.07 from quidco (with another 25 ish to come soon), £19.66 from ciao and £20 from valued opinions. I'm thinking now this adds up to a lot more than £80 which was just a rough guess at how much I'd got.

Ok now I've paid off another £100. And each month we've been overpaying £136 as standard.

This brings the total down to £44941.13. Doesn't seem very much less really but every bit helps I suppose.

DH starts his job in january so we'll be overpaying more then. But I'm livid about that. It turns out that lots of people have started the same job as him at the same time but earning 5k a year more! I am so annoyed I'm trying to find other jobs and persuade him this one is not good enough for him (which it probably isn't!). I just feel really p*ssed off. I keep thinking how much that extra 5k would help towards paying off the mortgage.

do_it_today!

Hello :hello:
Have been quiet for a while but aiming to make a chunky payment in January can someone remind me when the next update deadline is and when the table will be posted? I still do not have broadband and am not able to go through every single page.

thanks

TallGirl

The next update is 15th January but please send me your updates now and i will add them to the chart. It would be great to get everyone back on board.