no dss

silvercar

I don't see any problem with HB claimants; as long as they sort out their HB claim themselves and pay the rent on time, why should a landlord worry about where they are getting the money from?

Single mums with young kids want a secure home, less likely to disappear and less likely to wreck the place, beats loutish young men any day.

sorry, was I stereotyping?

clutton_2

half of my properties are let to single mums and they are cracking tenants - they all look after my houses brilliantly and i get the HB directly and their top up directly.

the new welfare reform before parliament as we speak is trying to get all HB paid directly to tenants, but, none of mine want that "in case we spend it " - so we plan to write a letter to the local authority saying that they consider themselves vulnerable so that the HB continues to be paid to me. the government have to include such a facility as there are many thousands of inadequate folk who just cannot cope with life (not my mums i have to say !)

Getting the paperwork done initially with the tenant and completing the PTD, and HB application form and getting all the backup documents together is a bit time consuming, but, after that the rent rolls in every 4 weeks regular as clockwork.

olibearhorse

oldMcDonald wrote: »

seven-day-weekend wrote: »

as others have said, there would always be a risk that you wouldn't get it.

But you can't be sure that the working tennant will pay you either. Not everyone on DSS is a theiving git.

*edit to add:

Sorry, I don't mean to start an argument - it's just that the post by poppy10 really peed me off, baisically having the attitude that everyone who claims DSS is some lowlife scum who has no respect for anything or anyone. I'm just feeling a bit cross and defensive

Totally agree. We own in the region of 80 properties and we accept DSS. As long as I meet them, like them and they can pay the deposit, fees and reference well, we have no problem whatsoever with DSS and to be honest, I think we have less trouble with them than those who can afford to pay!

It makes me cross this preconception of DSS :mad:

tali

thanks to all for replies

csarina

We have been tenants on HB, we always paid the rent regardless of when the benefit came through, Our landlord never had to wait, the rent was paid by DD into his account, and I paid the HB cheque into our bank when it arrived..............not all tenants are bad payers............

scrummy_mummy_2

oldMcDonald wrote: »

The Saint, can I just thank you for being one of the few landlords who doesn't tar all with the same brush? It is hard to put into words the desperation you feel when you need to find a home and all you get is 'no DSS'. Even going in armed with many references from previous landlords - most landlords just don't want to know.

My lenders (New World and Mortgage Express) all mortgages 7 years old, actually have it in their terms and conditions of the buy to let mortgage, that there should be no DHSS tenants allowed in the properties they have an interest in.
I have questioned this with them undert the new discrimination legislation, but my mortgages were agreed prior to this legislation so I a bound by the terms as they were at the time of the agreement...They just said if I didn't like it, I could redeem my mortgages and find another lender whose terms suited me better.
Come November of this year....many thousands of my mortgaged pounds of business will be leaving New World for another provider....unless they'd like to reconsider their position.

pboae

We got stung badly with a DHSS tennant once. The money was paid direct to us, and they kept the property in great condition, but it later turned out that their claim had been fraudulent. We, as the landlords, had to pay back the money that had been illegally claimed, and were left trying to get the money back from the tennant, who wasn't even our tennant anymore as he had moved on before it came to light.

I have no way of knowing whether someone's benefit claim is legitimate, or how much they should be receiving, so I just won't risk it now.

Gorgeous_George

I have only had a problem with working tenants but taking an example of one is pointless. My current HB tenant pays on time (or early) the extra that his HB doesn't cover. The HB element is paid on time every 4 weeks and came through on time. HB is paid directly to me by BACS transfer.

To genarlalise for a moment, it may be better to avoid people who will spend all day at home increasing the wear and tear on your property. Employed people tend to have more to lose if they refuse to pay the rent. My LL Insurance cost more because my tenant is on HB.

My next tenant will be on HB but working part time. Hopefully I will be as lucky this time around.

Maybe HB tenants do not bedrudge paying rent as much as those who have earned it themselves.



GG

blue_mum

I've wondered about the op's question over the last few months as well. We are going from property owners to renting very shortly and will get some help via housing benefit. Our only plus point to put forward to prove to a landlord we are good for the money is that we will have a good few months rent and a deposit up front and a good mortgage reference. apart from that were stuffed, the main reason we are entitled to help is because of being in receipt of carers allowance and DLA . I just think that a few people give dss a bad name and then make it very difficult for others to find reasonable properties to rent. I hope that in the near future we will be able to find a new properties with some of the good landlords who have posted positive points on this site.