Newbie to ebay, paypal doing my head in! Advice wanted?

jellyhead80

I am a newbie to the whole ebay thing, i have won 2 items before and paid by cheque. Now i want to pay by paypal so i get my item quicker but cant understand the whole concept of paypal. So any advise/answers to these questions would be appreciated!

I pay the person by paypal the person gets an email.
Does the person see any of my deatils e.g credit card number diaplyed like this *********1234 (or whatever)? What kind of credit card it is etc? How does it work, is it secure!
Thanks for any help

UKJubilee_2

no they do not see your card details they will see that you have paid and can go into their account to check the money is there. They will get your name, address and email address only.

jellyhead80

If i pay with a debit card does the money automatically go from my bank account?

stavros_2

jellyhead80 wrote:

If i pay with a debit card does the money automatically go from my bank account?

Paying with a debit card is just like using your card normally in a shop, so yes it does come straight out of your account

svmitche

PayPal is just like a forwarding service for money, if you will.

You have an account and associate your credit or debit card with it and can then pay for your purchases using the cards. It works like any other transaction in a shop or online. The buyer does not see any of your card details, simply that you have paid them an amount of money. Once they see your money in their account they can then send your item.

PayPal basically then provides security for you and the seller, as if there are issues you can try and claim your money back directly through PayPal.

If you search the internet (and this site) you will find people with specific problems with PayPal, but for the most part and for small transactions they are ok. I personally have not had a problem with them and they seem to be the way online auction payment is going I'm afraid.

jamminjamaica

I have bought and sold things on ebay.

jamminjamaica

I have bought and sold things on ebay. I prefer to pay with paypal and prefer my buyers to pay by paypal. it is so quick and secure.

soolin

For me paypal is the only way I will pay for something on ebay.

I'm just about to post another rant about paying by cheque...I might calm down though before I post it.

Soo

Hintza

Why not go onto the PayPall site and read through it....

jellyhead80

I did that, went through all the demo's and read the help pages but non of it made it as clear as what svmitche said, just wanted a bit of advice about it from people who have used it.

mattp_3

I've gotta say I am not a fan of Paypal and their expensive fees, particularly if you are selling things on Ebay as it eats into your profit, I would much rather do a bank to bank transfer so that I get to keep all the money - it only takes 3-5 working days.