Help build my savings and corpus

goldenpot

Hi ,

I am 30 and looking to buy a house in 2 years time and save and invest for the future.

How should i start to go about it . My risk profile is medium risk considering my investment horizon is long term apart form the house i intend to buy on mortgage in a couple of years.

Interested in equity invesments (not sure to do it through funds or direct investment), also regular savings and cash isa , so that i have a good diversification in my overall portfolio.(Is it correct to think on these lines?)

Can anybody guide me how to go about it to start with ?

Thanks,
GP

innovate

You should do lots of reading - books like Tim Hale's "Smarter Investing", and websites like Monevator.

Good video, too: http://monevator.com/passive-investing-movie-video/

InvestmentIdeas

I have bought coins in the past (few months ago) and was happy with the service I received and the quality of the coins that were securely delivered.




Here is my experience

ATSBullion
Great service and happy to deal with fractionals or big deals on the phone. No online ordering service so you need to call to get a lock in price based on spot. I found them expensive but probably due to their fancy place they at the Savoy in London. Might be worth a visit if you live in London.

Reflexecogroup

Quality service from UK postage from Germany. Lots of different coins and they buy back aswell and the service is great. VAT Silver is from 7% to nil on storage as you know so Silver is expensive regardless of where you get it. Min order £200 plus postage. Bank transfers only. Track order online. They now stock old US coins but I dont see the atraction of those living in the UK, no offence but silver or not ill find them difficult to trade.

bullionbypost
Amazing service, next day delivery if they receive funds by 3pm. No minimum orders. Prices updated online so you get true price plus their markup. Only deal with bank transfers.

bullionuk
Great service, I think their stock comes from the same place as coininvestdirect. Same packaging and warehouse stamps all in german. Accept Direct Debit and Credit Cards if you wish! No minimum order but they add a surcharge for anything under £200. Track order online

weightoncoin
Recently purchased a few specific items form here. Great service from a shop, personal Emails on location of your goods.

I have not found a bad dealer to be honest. Youll need to check online prices obviously and their markup does vary a little a bit.

I suggest you fill your boots before Jan when VAT is 20% as some one else mentioned




reflexecogroup have occasionally given me some pretty hefty volume discounts - I'm talking when buying around £10,000 GBP min per order. Discounts around 5 or 6 Pounds off per Sovereign buying bulk, or near a Pound off a silver coin likewise buying bulk.[FONT=&quot]

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fiesta04

Maybe you should change your name to InvestmentIdea (leave the S off)

F4