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Credit Report ... wrong details!
Willspireite
Posts: 218 Forumite
in Credit cards
Hi,
Not sure if this is the right area to post in ... if it ain't, apologies!
Got my credit reports and there were searches performed by Littlewoods, at least two or three... every few months :eek: ... now I'd never applied for any credit, catalogue or anything, from Littlewoods ... emailed Experian and said as much, that the checks were NOT at my innitiation, and I had no knowledge of them. I HAD received offers from Littlewoods to join their catalogue scheme, but had not taken up any offers. :mad: Experian looked into it, a couple of weeks later I receive an email saying Littlewoods have removed the checks, this information was incorrect. :T
Happy days in a way, but also was wondering how the heck they can go to my file, without my knowledge and get reports, without my knowledge. I have had applications rejected before ... more likely because of head in sand attitude 5 years ago ... since all cleared up, and bills always on time, as is the mortgage! But it does make me wonder ... the whole, lots of applications at once is bad scenario ... has this affected my applications?
Is there any come back on this? Can I complain ... or is that a waste of time?
Cheers for help ... and CHECK YOUR FILE FOR SURE!!!
Not sure if this is the right area to post in ... if it ain't, apologies!
Got my credit reports and there were searches performed by Littlewoods, at least two or three... every few months :eek: ... now I'd never applied for any credit, catalogue or anything, from Littlewoods ... emailed Experian and said as much, that the checks were NOT at my innitiation, and I had no knowledge of them. I HAD received offers from Littlewoods to join their catalogue scheme, but had not taken up any offers. :mad: Experian looked into it, a couple of weeks later I receive an email saying Littlewoods have removed the checks, this information was incorrect. :T
Happy days in a way, but also was wondering how the heck they can go to my file, without my knowledge and get reports, without my knowledge. I have had applications rejected before ... more likely because of head in sand attitude 5 years ago ... since all cleared up, and bills always on time, as is the mortgage! But it does make me wonder ... the whole, lots of applications at once is bad scenario ... has this affected my applications?
Is there any come back on this? Can I complain ... or is that a waste of time?
Cheers for help ... and CHECK YOUR FILE FOR SURE!!!
£10 a day in November = £593.31 / £300
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