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Question for the very nice AA Representative

My sister has fully comp insurance with the AA and over the weekend ended up driving through flood water, which consequently made her car come to a stand still and die on her, they managed to get it out of the water and eventually start it again, but on seeking advice from local mecahnic he says the damage is already done and it will eventually completely die. Is she covered on her insurance and can she claim for flood damage? Hope that makes sense. And Thanks in advance :)

Comments

  • reeac
    reeac Posts: 1,430 Forumite
    Ninth Anniversary Combo Breaker
    FlyingDodo wrote: »
    My sister has fully comp insurance with the AA and over the weekend ended up driving through flood water, which consequently made her car come to a stand still and die on her, they managed to get it out of the water and eventually start it again, but on seeking advice from local mecahnic he says the damage is already done and it will eventually completely die. Is she covered on her insurance and can she claim for flood damage? Hope that makes sense. And Thanks in advance :)

    Disregarding the insurance claim aspect, if the engine now runs then there's no water in the combustion chambers and if it now starts normally then the ignition must have dried out [or is it a diesel?]. Have a look at the oil on the dipstick for signs of water in the sump. If so change oil and filter. There may be no need to involve the insurance company ... although some firm of dodgy solicitors may suggest claiming off the local authority because of the flood.
  • Time for a new mechanic.

    If the engine runs, there is no water damage. As said, damage is caused if water is sucked into the cylinders causing immediate damage. If that doesn't happen, problems could result from water and dirt getting into electrical connections and devices.

    You could dry the car out in a warm garage, inspect the oil and perhaps change, inspect the air filters and perhaps change. Inspect electrical connections and spray with water dispersant.
  • Hintza
    Hintza Posts: 19,420 Forumite
    10,000 Posts Combo Breaker
    My missus drove a less than year old Grand Cherokee through water too fast. It was immediate and the bill was £12.5k!

    As others have said.
  • FlyingDodo
    FlyingDodo Posts: 117 Forumite
    Part of the Furniture Combo Breaker
    Thanks guys for the replies, sorry its late xmas got in the way, thankfully my sisters car is still going at the mo, so thats looking good!
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