Need a loan but on benefits

DiscoDoctor

I am back again.

Right i am receiving JSA with a premium. And also middle rate DLA.. In total owe i get roughly £700 a month. I dont know bout you guys but i am getting hit for other folks problems so i dont really know what to do. I know it might sound bad that i am looking for a new pc but i really need it as my own has commited suicide on me and i am forced to use a library. (not keen)

But I am aware of the social funding i could get but it one of those things where the manager of funding can only award single persons without family upto £300 possibly a little bit more.

illngolly

hi,
have you thought about joining your local credit union? they are great for people in your situation.
you have to save with them for a number of weeks before getting a loan,but its a much better rate of interest than welcome or any of the other high rate loan companies out there!

BigDave_Cash_Saver

DiscoDoctor wrote: »

Hi guys i need some help. I was offered a loan by welcome of £2000- but i would like to get a loan of £5000, but the snag is i am on benefits and i have a bad rating on credit but it is nothing to do with me. please can someone help

the money is needed to pay off scottish power and buy a new PC.. oh and possibly a short holiday.

Thanks

Disco

Hi-

My Advice- Arrange an affordable payment plan with Scottish Power or switch suppliers/tariffs, then Get a Cheap Internet ready PC for about £150.00 second hand and, then after saving up, either go to Rhyl or pay a travel agent installments over a long period for your holiday.

There are many lenders that will offer loans, but i'd strongly suggest you dont get one at the rates you will be offered unless you HAVE too.

I hope i dont sound like a lecturer, but trust me i know.

Thanks,
Dave