Natwest - Low Credit Limit

Treadmill

Back in the bad old days of the early 00s I had regular limit increases from capital one on a card I had never used, the final limit when I closed the account was 15k, slightly more than my salary at the time. I have made some bad mistakes with credit but I am glad one of them wasn't maxing that out, imagine the minimum payments with an apr of 29.99%. I know it's easy to think that you'll always pay the balance every month but circumstances do change and it quickly becomes a millstone around your neck.