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Catalogue Credit Accounts are dreadful!
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I only buy sale items from Very. It makes them normal price and you can throw in BNPL.
But even BNPL is not what it was. You used to get a year + the normal repayment period - interest free.
Now - if you dont pay in full within a year - the price almost doubles immediately.
You never got more than the interest opt-out period on BNPL (They never allowed take 3 on BNPL)0
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