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SBTs, when applying 4 new card
asclarke
Posts: 1 Newbie
in Credit cards
applied to virgin, was asked which cards i wanted the balance transferred from. answered none as i want a BT to my bank. i pay off both my CCs in full each month 
by DD so see no point in BTs from these cards, i want to get the cash into my offset mortgage account, right??
by DD so see no point in BTs from these cards, i want to get the cash into my offset mortgage account, right?? 0
Comments
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Yes, just ring them and ask to transfer to your bank account (to pay off an overdraft;-). Should be no problem but only 95% of the credit limit.0
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They don't usually ask why you want to transfer to your current account so no need to specify for overdraft. It is to help pay off a debt - your mortgage
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They asked me when I did my SBT recently. Caught me a bit by surprise as I wasn't expecting it. Had to invent a story on the spot but luckily I got away with it.smartsaver wrote:They don't usually ask why you want to transfer to your current account so no need to specify for overdraft. It is to help pay off a debt - your mortgage0
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