Cyclist hit our car...what can we do?

skintscotsman

Happychappy wrote: »

Cyclists unfortunately are the scourge of the land .

get a grip, you idiot.

FlameCloud

Happychappy wrote: »

You should be able to claim against the girls parents home insurance the same as when an uncontrolled *hitbox without a lead runs out in front of a car and causes damage.

I'd doubt it. Youd have to go through you own insurance and hope they can recover the costs.

mx-3

If the lad was polite and gave you his address, then I think you should leave it at that.
quite a lot of young lads would tell you to f*** off.......

inmypocketnottheirs

The procedure in my eyes would be:

1) Get three estimates
2) Forward to the parents with a note asking them to inform you of their household insurance company details
3) Contact your insurance company with the details given re their insurers
4) If no response is received from the parents, issue notice of County Court proceedings if payment is not received within 7 days
5) Commence court action if payment is not received.

HTH and good luck.

Happychappy

skintscotsman wrote: »

get a grip, you idiot.

Oh god now we have an aggresive jock who gets his kicks from riding round on pavements in tights, oh well we live in a diverse world and I wouldnt call you a perv or an idiot, but unfortuntely a lot of cyclists think the world owes them a living and they can ride around on pavements, ignore road traffic laws and get away with it. Funny old world jock :rolleyes:

pinkfluffybabe

mx-3 wrote: »

If the lad was polite and gave you his address, then I think you should leave it at that.
quite a lot of young lads would tell you to f*** off.......

That still doesn't mean the OP should be out of pocket. It's not even just the cost of repairs, if they go through their insurance, it will be on their record for five years and may cause increased premiums.

If people aren't willing to cover themselves they shouldn't on the road - the laws for cyclists should be changed - if they want to share the roads, they should share the insurance burden so that drivers aren't out of pocket on such occassions.

Gorgeous_George

I might be alone here but it sounds like you pulled out in front of him.

Buy him a crash helmet and hope all is well.



GG

Snaggles

Gorgeous_George wrote: »

I might be alone here but it sounds like you pulled out in front of him.

Buy him a crash helmet and hope all is well.



GG

Nope, we were barely moving, we were waiting to pull out into the main road. If we had pulled out in front of him, I wouldn't be on here asking for advice, we would have gladly paid for the repairs ourselves and thanked our lucky stars we hadnt killed him.

Snaggles

mx-3 wrote: »

If the lad was polite and gave you his address, then I think you should leave it at that.
quite a lot of young lads would tell you to f*** off.......

I agree that we were lucky in that he was polite - but does that mean we should pay for damage caused by him, just because he had manners? I'm not sure why that would be?

Gorgeous_George

Snaggles wrote: »

Nope, we were barely moving, we were waiting to pull out into the main road. If we had pulled out in front of him, I wouldn't be on here asking for advice, we would have gladly paid for the repairs ourselves and thanked our lucky stars we hadnt killed him.

Rightly or wrongly he was riding down the pavement (whether or not he was 'flying', 'wearing a helmet or protective gear' does not matter). This does not mean that you did not cross his path and thereby cause the accident.

In your original post you stopped but now you were barely moving (and waiting?). Please forgive me for playing devil's advocate but I wouldn't push it too far unles you can get the story right and be confident that it was somehow the kid's fault.



GG