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Getting back on track for 2013 and beyond

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  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Sorry DFW, but I'm about to go and use the little beauty again to sort out our lounge windows :D I've decided that the amount of money I shall be saving on cleaning products over the years will make the little gem MSE :D
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • My sister is always telling me about hers too. I must have one (I see what DH says now about how easy I am to sell things to :o )
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Oh brilliant, someone has posted that S3cret Gard3n party tickets go on sale tomorrow...I've wanted to go for the OH's birthday for the past 2 years but always missed them. It looks like they have small people facilities including a nanny service....incredibly tempted. It's probably the only festival I would go to with a small person as there's so much to do there and they specifically cater for small people, although our small person will be too young to remember. It's also one of the festivals I know my OH absolutely loves and I'd love for him to still know that having a small person doesn't mean life stops...hmmm will see what he says when he gets home :D Will have to whack it on the cc and pay it off on Wednesday.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Kerri..festivals are such fun with kids.. When they are that young.. just strap them in a sling and let them boogie too..ear defenders are a must though..

    All this talk re steam thingies may make me have to investigate!!! Anything that cuts down on effort and time spent cleaning has to be a great thing!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    The cleaning is making both myself and the cat sneeze, this is not good. She just spent an entire minute sneezing continuously...maybe I should vacuum before I steam clean hmm
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    We have the keys :D Now to finish packing up the old place so we can move into the new place. Although it's rented the new place needs the walls painting. I've already chosen a lovely lemon for the little ones bedroom, I have no idea what to choose for the rest of the house. It looks like the LL is a bit of a bodge job man as the paintwork isn't that great and there's even a hole in the wall where he hasn't plastered over it properly. We can cat-proof the garden though, so I'm happy :D oh AND we have an attic yay \o/
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Ooh a baby girl, how exciting ! So pleased for you.

    I have always wanted to go the the S£cr£t G@rd£n F£stival, with or without kids but have never made it yet.

    Maybe next year ! :D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Canucksfan
    Canucksfan Posts: 169 Forumite
    Debt-free and Proud!
    A baby girl-lovely! We took our oldest DD to the Guildford Festival when she was a couple of weeks old. She slept the entire time asleep in our sling out in the fresh air...good times!
    'You've got to tell your money what to do or it will leave!' Dave Ramsey
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hope weekend goes well kerri..we are heading off to Magical Wales for a week..but PM when you're settled in and up for being shown the sights:D:rotfl:
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    We've arrived in Bristol :D only a few arguments between myself and the OH in the process, the amount of stress he was under I'm surprised it wasn't more. We've been told by our previous estate agents that we're getting our full deposit back, so we've ordered a new sofa on the credit card and will pay it back when the deposit money comes in. The sofa we've gone for isn't the cheapest, although apparently the RRP is £2500 according to made dot com, but it is a modular sofa made from solid wood. We've found our ik3a furniture is now starting to fall apart after moving it 3 times, so we want something that's going to last as we'll need to move again in a couple of years when we have our deposit saved up. I've also ordered a floor bean bag type thing that can go in the garden, somewhere for the kitties to sleep but can also put baby on it when she's too small to crawl. The cats have a cat tree on order which goes to the ceiling and they're absolutely loving the new house.
    I'm still waiting for confirmation back from the referrals team in work as to when my £2k is going to be paid to me, I'm hoping it's in my next pay packet as I'd love to clear the majority of my debt off. Have already switched the energy supplier to a fixed rate. Called the previous energy company on our last place to close the account, and I've called the water people.
    We've had no hot water all weekend, so have called the agents to get them to send someone round. All before 10am!
    Just waiting for the internet man to arrive now so I can have super speedy internet, and I can't go to the shops until he has arrived. If I am waiting until 1pm I will be cross.
    There's a greengrocer and a butcher within a 5 minute walk from our house and I absolutely love it here :D The pub on the corner sold us 2 pints and a J20 for just £7. Lovely jubbly.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
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