Are the banks starting to take a stand?

marksward

playfire1 wrote: »

You do not pay for people who have bank charges mate. The people who have bank charges pay for your free account. What your saying is that you are now upset that banks cant rip people off that are less fortunate than yourself, in order that you save paying 10 quid a year on a service charge.

get real. banks make enough money on other ventures to justify free accounts to everyone and then charge people fairly for what services they use.

and yes if it comes to it, and the banks warrant the 10 ponunds a year service charge (as they used to do), then EVERYONE should pay to have a bank account regardless of their financial situation.

how can you possible sterotype every claiment into a greedy spendaholic with no regard to your free banking facility. The banks are Wrong. They got greedy and they are being punished for it. As soon as they produce a break down of there charges for 39 quid for a returned direct debit and its reasonable I will yield. And as soon as they are responible enough not to ALLOW customers to go over their overdraft then I will be happy.

really the banks won't want to fill thier money bags elsewhere, by say charging for banking services?

I think if you re-read my post I did make a distinction between people FORCED into debt and tits who spend without regard, and then expect (ultimalty) the rest of the users of bank to pay.

THe needs to be a review of banking terms and proedures to stop banking charges being the CAUSE of the spiralling debt.

Yes I agree some of the charges are unfair, but equally without charges what stops people from taking banks for a ride? If banks blanket rule a limit after which they wil no longer lend money this forum will be full of people saying how they can't eat or heat the house cos the bank won't give them another tenner.

the situation is something our MP's should be getting involved in rather than raising objection to the voting in Eurovision.

theres a balance, currently I think the balance is wrong, but I also believe some of the reclaiming is also wrong.