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Ava Quaver ~ Debt Free in 3 ~ Diary

AvaQuaver
AvaQuaver Posts: 50 Forumite
edited 23 September 2013 at 6:36AM in Debt free diaries
Sorry - doesn't matter.
:heart: 'The time is now.' :heart:
«1

Comments

  • Squidge123
    Squidge123 Posts: 491 Forumite
    Ava you seem so determined so I wanna wish you luck.

    Have you done an SOA? Maybe people on here could point out areas that you can cut back on to help ease your finances a bit.
    DEBT TOTAL: £7609.44
  • AvaQuaver
    AvaQuaver Posts: 50 Forumite
    edited 23 September 2013 at 6:37AM
    Thanks Squidge. I shall definitely do a SOA in the near future...its always good to have fresh eyes looking at your statement of affairs.


    So far so good. x
    :heart: 'The time is now.' :heart:
  • Wonderlustchick
    Wonderlustchick Posts: 19 Forumite
    Best of luck - I like how you have broken down the figure to a monthly amount. I shall try something like that myself.

    I'm in a similiar situation with regards to expenses eating into the monthly income
    MBNA (Virgin) £6,316.12/£8,800 23.9%
    BOS £8,085/ 8,100 20.9% Natwest CC /£6,380.90/ £6,400 12.9% Natwest Overdraft £5,600 :eek:
  • AvaQuaver
    AvaQuaver Posts: 50 Forumite
    Thank you WLChick and good luck on your debt free journey too. X X
    :heart: 'The time is now.' :heart:
  • rising_from_the_ashes
    rising_from_the_ashes Posts: 12,433 Forumite
    10,000 Posts Combo Breaker Home Insurance Hacker! Debt-free and Proud!
    Best of luck Ava - keep plugging away and you'll get there.

    Just a quick thing about making minimum payments to the c/cards - these will show with a big fat M beside them on your credit report so try to pay even £1 more to stop this happening.

    good Might seem insignificant now but if you want to apply for something like a 0% card in the future, you want your report to be as good as it can be. HTH
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • AvaQuaver
    AvaQuaver Posts: 50 Forumite
    edited 23 September 2013 at 6:37AM
    Thanks for that Rising...I never knew that. x x
    :heart: 'The time is now.' :heart:
  • beanielou
    beanielou Posts: 96,852 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy shiney new diary :grin:
    Keep posting!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • AvaQuaver
    AvaQuaver Posts: 50 Forumite
    edited 23 September 2013 at 6:37AM
    Have a great Monday everybuddy. x x
    :heart: 'The time is now.' :heart:
  • AvaQuaver
    AvaQuaver Posts: 50 Forumite
    edited 23 September 2013 at 6:38AM
    There is a possibility.
    :heart: 'The time is now.' :heart:
  • AvaQuaver
    AvaQuaver Posts: 50 Forumite
    edited 23 September 2013 at 6:38AM
    Have a debt busting Tuesday everybody. x x
    :heart: 'The time is now.' :heart:
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