Payday loans but clearing them

hereigoagain22

moomin_master wrote: »

Today, I almost broke my buying lunch... through no fault of my own. Made cheese sarnies and was just about to eat ehen I had noticed mould on bread. Am I hungry enough to eat. Not really enough to buy anything so will eat when I get in. Cigarette will do. Eaten the cheese instead. Lesson here. Don't make in morning. Make night before when I am awake. Stupid mistake. £60 mess around cash still in my wallet.

Tescos 11p value supernoodles are actually pretty good, I honestly can't taste the difference between them and real super noodles! Probably not the healthiest but keep a couple at work for emergencies.

Well done with the £60. Keep at it you're doing really well!

There's a thread in here somewhere called paying off debt 1% at a time, 100 ways to make... (or something similar), it's good for ideas and motivation.

moomin_master

NSJ. Up until today I still had my £60. However, had to buy a new pair of work trousers. I classify this as a need not a want and £10 from asdas so not the end of the world. I think slowly my mindset is changing fron what I want to what I need. Think this will help for my NSJ. Still doing my own lunches so saving money

Started seeing what I could sell on Ebay. Games/books/DVD's weren't much help as too many of the same on there. Considering doing Mystery shopping on my day off. Going to research it properly tomorrow as I am off then.

hereigoagain22

If you have a lot of books, DVDs or games you could try selling in bundles on Gumtree/Preloved/Facebook? All free. I don't think it would earn a lot though but if you won't watch/read/play them again you've nothing to lose. I came across a site last month webuybooks.co.uk but haven't actually used it as I've been too lazy, I know they take DVDs too though. Might not be worth it but could have a look.

Are you a clothes hoarder at all? I have bags of stuff that wouldn't be worth selling on eBay but there's a shop nearby that gives £1 a kilo so will be some pocket money for me or the kids.

If you fancy trying out some writing I've heard textbroker.co.uk is good. I registered but have never got back round. I think it's hard to get started with jobs but once you're in it's good.

I also used to write reviews on dooyoo but that was a few years ago so not sure what it's like now. I think it worked out at around 50p per 500 word review plus 2 or 3p each time the review was giving a rating. I only did it a few times a week when I was bored anyway and think I ended up with a £50 voucher then couldn't be bothered doing anymore!

Mystery shopping would be good in the area you are - there's nothing up here.

What doess NSJ stand for?

moomin_master

Thanks for those sites, will check them out today as well as mystery shopping sites.

I don't horde clothes. Tbh, I don't have that many. I am usually in my work clothes. 1 day a week I get to jump into jeans and t-shirt.

NSJ = No Spend January.

hereigoagain22 wrote: »

If you have a lot of books, DVDs or games you could try selling in bundles on Gumtree/Preloved/Facebook? All free. I don't think it would earn a lot though but if you won't watch/read/play them again you've nothing to lose. I came across a site last month webuybooks.co.uk but haven't actually used it as I've been too lazy, I know they take DVDs too though. Might not be worth it but could have a look.

Are you a clothes hoarder at all? I have bags of stuff that wouldn't be worth selling on eBay but there's a shop nearby that gives £1 a kilo so will be some pocket money for me or the kids.

If you fancy trying out some writing I've heard textbroker.co.uk is good. I registered but have never got back round. I think it's hard to get started with jobs but once you're in it's good.

I also used to write reviews on dooyoo but that was a few years ago so not sure what it's like now. I think it worked out at around 50p per 500 word review plus 2 or 3p each time the review was giving a rating. I only did it a few times a week when I was bored anyway and think I ended up with a £50 voucher then couldn't be bothered doing anymore!

Mystery shopping would be good in the area you are - there's nothing up here.

What doess NSJ stand for?

moomin_master

Just checked hereigoagain22's post and will check out some of those sites later. Sone of them I hadn't thought about. Thank you for that.

Raided my piggy bank today. I forgot all about and found over £9.00 in there. Found it in a drawer. So decided to pay 1% off my Vanquis card. It is on about £475, but going too go bank and put £5.00 on the card. The rest will go on a couple of hours at the intetnet cafe to apply on mystery shopping sites and buy myself a 49p can of Irn Bru.I would use my phone but I am not keen on touch screen phones.

moomin_master

Extra 1% paid of on my credit card today.

Signed up for 10 mystery shopper sites. Made some money (not much) on one jusy answering a few questions. Taken a job for next week. Will only make a few quid outa it after transport costs... But 1% of my credit card. Few more % and it'll be further down. As I read 1% more than your minimum is 1% less you have to pay and adds up over a year.

Spend just under £17 at Asdas shopping buying essentials. Really had budgeted £15 so just a bit less to lose somewhere. Overal a productive day so I can't complain.

I think that being on this site has helped. New Ideas, new ways of thinking and support from everyone and especially a new friend I have made has kept me motivated.

2013 challenge debt free by 30th November.

harrys_dad

You are doing really really well, keep going, we are all rooting for you. I used to do mystery shopping and it was quite fun, as well as paying a few pounds each time.

moomin_master

Got a stomach bug so didn't go into work. However, got my boots card sorted so now my points from my old card are being merged with my temporary card and was told there was just over £8.00 on there. Bonus. Got an e-mail back from a mystery shopping company I registered with yesterday and they have accepted me and will call/e-mail when they have a job. Bonus number 2.

Other than that, another NSD.

moomin_master

Cheers HD. In my work I get mystery shopped so I know the telltale signs. So hoping It'll make me enough to clear one of my credit cards over time.

Buffett

Moomin, we're all routing for ya buddy! In fact, following your progress is inspirational to me and I'm sure many others.

You inspired me to get off my !!! and apply for a new credit card for an interest free balance transfer. Couldn't get the whole balance but any saving is worth the effort. Every £1 less in debt or interest payments is a victory.