Can't afford to keep up with my reducing overdraft.

fiesta04

pmduk wrote: »

Let's not waste our time, I think he's a fool, but you can't help someone who won't help themselves.

Troll for sure. You really should read more of his/her posts, haven't laughed so much in ages.:rotfl::rotfl::rotfl:

F4

pmduk

I think you've got it spot on. I'm usually hesitant about calling people a troll, but I may just break my habit.

sweetilemon

On the main mse page there is a bit about people on JSA getting free public transport. Can u cut your phone bill down or are you tied in? The best option would be to try again to negotiate a lower interest with your bank.

thatsean

Samuel_ wrote: »

Try walking on a collapsed ankle. I bet you're fat and have never walked 10 miles in your life. I know I'm gonna be rich as hell when I'm older so I'm just relaxing a bit now.

Cretin.

:rotfl:

I hope this is a troll thread, if not... *gives up*

sweetilemon

Hadnt read page 2 when I posted...oh well.

Samuel_

lolavix wrote: »

I wouldn't walk 12 miles to save £3, that's just ridiculous!

It is a bit of a catch 22 situation to be honest, I would seriously struggle to live on £55 a week. One ways found to save money was to always use notes for everything then all my change goes into a pot which I change up every month or so. Unfortunately most banks won't help until you start to default, as you've now found out. Good luck!

Have I actually started to default though? Does going over the arranged overdraft limit and having the reducing overdraft limit frozen all for one month have an effect on my credit limit?

grumbler

Do you mean an effect on your credit rating?