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Rising to the top of the ocean - and staying afloat!
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I spend too much money ....
So ... the weekly spend challenge isn't going well this week:o:
Groceries £47.83 / £40
Hair £25/£40
Misc £5/£10 *
Unplanned spend £11.45 *
Total £89.28/ £90
* ended up using this to pay Mum for the loo rolls - should really come out the grocery budget but errrr well
And it's only Tuesday :eek::eek:
Honestly ... groceries is killing me .... this bl00dy diet isn't helping
Bl00dy milk accounts for £8 of that and it accounts for 1/4 of my budget:eek: how on earth am I supposed to stick to the budget when that much goes on milk!
Where I really struggle with trying to balance it weekly (tried monthly but that doesn't work either
) is that I see stuff that is on offer but that I will need in the next couple of weeks so it seems silly not to get it while it's cheap ... I also tend to bulk buy when stuff is a good price - which saves money long term but b00gers up the weekly / monthly budgets *sigh*
I just can't get to grips with it at all - and it was a bigger budget this week as had made last weeks smaller than usual arrrgggghhhhh Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
No hurry~a big thank you
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
No easy answers to the food burget thing I dont think.
I am like you & tend to buy things like wash liquid & loo roll & kitchen roll when on offer & cat food.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Yup ... I got a load of loo & kitchen roll this week as Mum was going to F*foods & they sell it (and there's not one near me!) - and it will last for ages ... but doing something like that wreaks the weekly budget but if I didn't do things like that, I'd be in even worse situation later on!
mmm might have to have a rethink (again!) ...... weekly doesn't seem to work - I did try splitting it and having a "stock up month" every 3rd month last year (that was suffolk lass:T suggestion) which seemed to work quite well .... but no idea how I'd keep track of that on the WSC :eek::eek: *sigh*
Will have a think tomorrowGrocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
is it any special sort of milk you have to drink rising ?0
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Yup - Lactofree
It's fab as it's meant that I can have milk and means at least I'm getting some diary (which I've been lacking for many years!) but it only comes in 1 litre cartons & they're £1.30 each!
As I'm not allowed things like porridge (which I'd usually have for breakfast) and shouldn't have a lot of bread (so am keeping this for a sandwich at lunchtime), I'm going through loads as having cereal every morning!Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
rising_from_the_ashes wrote: »So .... I owe them £12.25 which isn't too bad taking the above into consideration.
I think I will pay this off tomorrow - and hope they don't try to shoot my d/debit sky high - they tried to put it up to something silly like £118 this time last year and then said it would be for only 3 months ..... sorry but the reason I pay by d/debit is so the payments are the same year round as I can't bl00dy afford to pay huge amounts!
PAID
- I was redirected to my c/cards secure payment authorisation site so happy with the security of it!
Did it tonight as I really need and must have a NSD tomorrow .... not doing at all well so far!
Can't stay awake any longer & am yawning my head off so think I'll bung Maisie outside and head off to bedy-bies! Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Hope you sleep well I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
rising_from_the_ashes wrote: »Yup - Lactofree
It's fab as it's meant that I can have milk and means at least I'm getting some diary (which I've been lacking for many years!) but it only comes in 1 litre cartons & they're £1.30 each!
As I'm not allowed things like porridge (which I'd usually have for breakfast) and shouldn't have a lot of bread (so am keeping this for a sandwich at lunchtime), I'm going through loads as having cereal every morning!
have you thought about maybe almond milk or anything? you can make your own almond milk, you can also get calcium from ways other than milk if that is a concern for you
why are you not allowed porridge?0 -
Rising cant have porridge because she has severe Crohn's didease el.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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